▼ 0.50% · 3.625%
HK$19,516
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,123
−HK$617/mo
Today · 4.125%
HK$20,740
baseline
▲ 0.50% · 4.625%
HK$22,002
+HK$1,262/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,480/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,711
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,294
−HK$590/mo
Today · 4.125%
HK$22,884
baseline
▲ 0.50% · 4.625%
HK$24,090
+HK$1,206/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,768/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,467
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,135
−HK$679/mo
Today · 4.125%
HK$22,814
baseline
▲ 0.50% · 4.625%
HK$24,202
+HK$1,388/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$45,628/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,882
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,523
−HK$650/mo
Today · 4.125%
HK$25,173
baseline
▲ 0.50% · 4.625%
HK$26,500
+HK$1,327/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$50,346/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,419
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,148
−HK$740/mo
Today · 4.125%
HK$24,888
baseline
▲ 0.50% · 4.625%
HK$26,402
+HK$1,514/mo
Deposit HK$3.42M · loan HK$5.14M · min. income ≈ HK$49,776/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,053
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,752
−HK$709/mo
Today · 4.125%
HK$27,461
baseline
▲ 0.50% · 4.625%
HK$28,909
+HK$1,448/mo
Deposit HK$3.42M · loan HK$5.14M · min. income ≈ HK$54,922/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,371
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,160
−HK$802/mo
Today · 4.125%
HK$26,962
baseline
▲ 0.50% · 4.625%
HK$28,602
+HK$1,640/mo
Deposit HK$3.00M · loan HK$5.56M · min. income ≈ HK$53,924/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,225
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,982
−HK$767/mo
Today · 4.125%
HK$29,749
baseline
▲ 0.50% · 4.625%
HK$31,318
+HK$1,569/mo
Deposit HK$3.00M · loan HK$5.56M · min. income ≈ HK$59,498/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,322
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,172
−HK$864/mo
Today · 4.125%
HK$29,036
baseline
▲ 0.50% · 4.625%
HK$30,802
+HK$1,766/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,072/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,396
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,211
−HK$827/mo
Today · 4.125%
HK$32,038
baseline
▲ 0.50% · 4.625%
HK$33,727
+HK$1,689/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,076/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,274
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,184
−HK$926/mo
Today · 4.125%
HK$31,110
baseline
▲ 0.50% · 4.625%
HK$33,003
+HK$1,893/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,220/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,567
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,440
−HK$886/mo
Today · 4.125%
HK$34,326
baseline
▲ 0.50% · 4.625%
HK$36,136
+HK$1,810/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,652/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,225
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,197
−HK$987/mo
Today · 4.125%
HK$33,184
baseline
▲ 0.50% · 4.625%
HK$35,203
+HK$2,019/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$66,368/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,738
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,670
−HK$945/mo
Today · 4.125%
HK$36,615
baseline
▲ 0.50% · 4.625%
HK$38,545
+HK$1,930/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$73,230/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,177
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,209
−HK$1,049/mo
Today · 4.125%
HK$35,258
baseline
▲ 0.50% · 4.625%
HK$37,403
+HK$2,145/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$70,516/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,909
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,899
−HK$1,004/mo
Today · 4.125%
HK$38,903
baseline
▲ 0.50% · 4.625%
HK$40,954
+HK$2,051/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$77,806/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,129
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,221
−HK$1,110/mo
Today · 4.125%
HK$37,331
baseline
▲ 0.50% · 4.625%
HK$39,603
+HK$2,272/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$74,662/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,080
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,128
−HK$1,064/mo
Today · 4.125%
HK$41,192
baseline
▲ 0.50% · 4.625%
HK$43,363
+HK$2,171/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$82,384/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,760 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).