▼ 0.50% · 3.625%
HK$20,446
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,082
−HK$646/mo
Today · 4.125%
HK$21,728
baseline
▲ 0.50% · 4.625%
HK$23,050
+HK$1,322/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,456/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,746
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,356
−HK$619/mo
Today · 4.125%
HK$23,975
baseline
▲ 0.50% · 4.625%
HK$25,238
+HK$1,263/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,950/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,490
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,190
−HK$711/mo
Today · 4.125%
HK$23,901
baseline
▲ 0.50% · 4.625%
HK$25,355
+HK$1,454/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,802/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,020
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,691
−HK$681/mo
Today · 4.125%
HK$26,372
baseline
▲ 0.50% · 4.625%
HK$27,762
+HK$1,390/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,744/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,535
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,298
−HK$775/mo
Today · 4.125%
HK$26,073
baseline
▲ 0.50% · 4.625%
HK$27,660
+HK$1,587/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,146/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,295
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,027
−HK$743/mo
Today · 4.125%
HK$28,770
baseline
▲ 0.50% · 4.625%
HK$30,286
+HK$1,516/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,540/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,579
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,406
−HK$840/mo
Today · 4.125%
HK$28,246
baseline
▲ 0.50% · 4.625%
HK$29,965
+HK$1,719/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,492/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,569
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,362
−HK$805/mo
Today · 4.125%
HK$31,167
baseline
▲ 0.50% · 4.625%
HK$32,810
+HK$1,643/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,334/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,624
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,514
−HK$905/mo
Today · 4.125%
HK$30,419
baseline
▲ 0.50% · 4.625%
HK$32,270
+HK$1,851/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,838/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,844
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,698
−HK$866/mo
Today · 4.125%
HK$33,564
baseline
▲ 0.50% · 4.625%
HK$35,334
+HK$1,770/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,128/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,669
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,623
−HK$969/mo
Today · 4.125%
HK$32,592
baseline
▲ 0.50% · 4.625%
HK$34,575
+HK$1,983/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,184/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,119
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,034
−HK$928/mo
Today · 4.125%
HK$35,962
baseline
▲ 0.50% · 4.625%
HK$37,857
+HK$1,895/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,924/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,713
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,731
−HK$1,034/mo
Today · 4.125%
HK$34,765
baseline
▲ 0.50% · 4.625%
HK$36,880
+HK$2,115/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,530/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,393
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,369
−HK$990/mo
Today · 4.125%
HK$38,359
baseline
▲ 0.50% · 4.625%
HK$40,381
+HK$2,022/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,718/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,758
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,839
−HK$1,098/mo
Today · 4.125%
HK$36,937
baseline
▲ 0.50% · 4.625%
HK$39,185
+HK$2,248/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$73,874/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,668
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,705
−HK$1,052/mo
Today · 4.125%
HK$40,757
baseline
▲ 0.50% · 4.625%
HK$42,905
+HK$2,148/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$81,514/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,802
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,947
−HK$1,163/mo
Today · 4.125%
HK$39,110
baseline
▲ 0.50% · 4.625%
HK$41,490
+HK$2,380/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$78,220/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,942
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,040
−HK$1,114/mo
Today · 4.125%
HK$43,154
baseline
▲ 0.50% · 4.625%
HK$45,429
+HK$2,275/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$86,308/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,993 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).