▼ 0.50% · 3.625%
HK$17,630
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,178
−HK$558/mo
Today · 4.125%
HK$18,736
baseline
▲ 0.50% · 4.625%
HK$19,876
+HK$1,140/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,472/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,613
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,139
−HK$534/mo
Today · 4.125%
HK$20,673
baseline
▲ 0.50% · 4.625%
HK$21,763
+HK$1,090/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,346/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,393
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,996
−HK$613/mo
Today · 4.125%
HK$20,609
baseline
▲ 0.50% · 4.625%
HK$21,863
+HK$1,254/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$41,218/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,575
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,153
−HK$587/mo
Today · 4.125%
HK$22,740
baseline
▲ 0.50% · 4.625%
HK$23,939
+HK$1,199/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$45,480/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,156
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,814
−HK$669/mo
Today · 4.125%
HK$22,483
baseline
▲ 0.50% · 4.625%
HK$23,851
+HK$1,368/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,966/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,536
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,167
−HK$640/mo
Today · 4.125%
HK$24,807
baseline
▲ 0.50% · 4.625%
HK$26,115
+HK$1,308/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,614/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,919
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,632
−HK$724/mo
Today · 4.125%
HK$24,356
baseline
▲ 0.50% · 4.625%
HK$25,838
+HK$1,482/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$48,712/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,497
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,181
−HK$694/mo
Today · 4.125%
HK$26,875
baseline
▲ 0.50% · 4.625%
HK$28,291
+HK$1,416/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$53,750/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,682
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,450
−HK$780/mo
Today · 4.125%
HK$26,230
baseline
▲ 0.50% · 4.625%
HK$27,826
+HK$1,596/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,460/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,458
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,195
−HK$747/mo
Today · 4.125%
HK$28,942
baseline
▲ 0.50% · 4.625%
HK$30,468
+HK$1,526/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,884/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,445
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,268
−HK$835/mo
Today · 4.125%
HK$28,103
baseline
▲ 0.50% · 4.625%
HK$29,813
+HK$1,710/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$56,206/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,420
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,209
−HK$800/mo
Today · 4.125%
HK$31,009
baseline
▲ 0.50% · 4.625%
HK$32,644
+HK$1,635/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$62,018/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,208
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,085
−HK$892/mo
Today · 4.125%
HK$29,977
baseline
▲ 0.50% · 4.625%
HK$31,801
+HK$1,824/mo
Deposit HK$1.55M · loan HK$6.19M · min. income ≈ HK$59,954/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,381
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,223
−HK$854/mo
Today · 4.125%
HK$33,077
baseline
▲ 0.50% · 4.625%
HK$34,820
+HK$1,743/mo
Deposit HK$1.55M · loan HK$6.19M · min. income ≈ HK$66,154/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,971
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,903
−HK$947/mo
Today · 4.125%
HK$31,850
baseline
▲ 0.50% · 4.625%
HK$33,788
+HK$1,938/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$63,700/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,342
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,237
−HK$907/mo
Today · 4.125%
HK$35,144
baseline
▲ 0.50% · 4.625%
HK$36,996
+HK$1,852/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$70,288/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,734
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,721
−HK$1,003/mo
Today · 4.125%
HK$33,724
baseline
▲ 0.50% · 4.625%
HK$35,776
+HK$2,052/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$67,448/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,304
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,251
−HK$960/mo
Today · 4.125%
HK$37,211
baseline
▲ 0.50% · 4.625%
HK$39,173
+HK$1,962/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$74,422/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$231,948 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).