▼ 0.50% · 3.625%
HK$18,490
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,065
−HK$584/mo
Today · 4.125%
HK$19,649
baseline
▲ 0.50% · 4.625%
HK$20,845
+HK$1,196/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,298/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,569
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,121
−HK$560/mo
Today · 4.125%
HK$21,681
baseline
▲ 0.50% · 4.625%
HK$22,824
+HK$1,143/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,362/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,339
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,971
−HK$643/mo
Today · 4.125%
HK$21,614
baseline
▲ 0.50% · 4.625%
HK$22,929
+HK$1,315/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,228/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,626
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,233
−HK$616/mo
Today · 4.125%
HK$23,849
baseline
▲ 0.50% · 4.625%
HK$25,106
+HK$1,257/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,698/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,187
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,878
−HK$701/mo
Today · 4.125%
HK$23,579
baseline
▲ 0.50% · 4.625%
HK$25,014
+HK$1,435/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$47,158/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,683
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,345
−HK$672/mo
Today · 4.125%
HK$26,017
baseline
▲ 0.50% · 4.625%
HK$27,388
+HK$1,371/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$52,034/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,036
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,784
−HK$760/mo
Today · 4.125%
HK$25,544
baseline
▲ 0.50% · 4.625%
HK$27,098
+HK$1,554/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,088/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,740
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,457
−HK$728/mo
Today · 4.125%
HK$28,185
baseline
▲ 0.50% · 4.625%
HK$29,671
+HK$1,486/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,370/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,885
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,691
−HK$818/mo
Today · 4.125%
HK$27,509
baseline
▲ 0.50% · 4.625%
HK$29,182
+HK$1,673/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$55,018/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,797
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,570
−HK$783/mo
Today · 4.125%
HK$30,353
baseline
▲ 0.50% · 4.625%
HK$31,953
+HK$1,600/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$60,706/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,734
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,597
−HK$877/mo
Today · 4.125%
HK$29,474
baseline
▲ 0.50% · 4.625%
HK$31,267
+HK$1,793/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,948/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,854
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,682
−HK$839/mo
Today · 4.125%
HK$32,521
baseline
▲ 0.50% · 4.625%
HK$34,235
+HK$1,714/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$65,042/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,583
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,504
−HK$934/mo
Today · 4.125%
HK$31,438
baseline
▲ 0.50% · 4.625%
HK$33,351
+HK$1,913/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$62,876/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,911
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,794
−HK$895/mo
Today · 4.125%
HK$34,689
baseline
▲ 0.50% · 4.625%
HK$36,518
+HK$1,829/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$69,378/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,432
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,410
−HK$993/mo
Today · 4.125%
HK$33,403
baseline
▲ 0.50% · 4.625%
HK$35,436
+HK$2,033/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$66,806/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,968
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,906
−HK$951/mo
Today · 4.125%
HK$36,857
baseline
▲ 0.50% · 4.625%
HK$38,800
+HK$1,943/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$73,714/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,281
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,316
−HK$1,052/mo
Today · 4.125%
HK$35,368
baseline
▲ 0.50% · 4.625%
HK$37,520
+HK$2,152/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$70,736/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,025
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,018
−HK$1,007/mo
Today · 4.125%
HK$39,025
baseline
▲ 0.50% · 4.625%
HK$41,082
+HK$2,057/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$78,050/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,257 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).