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15/F 9

in Kornhill Block L (Flat 9 - 16)

Eastern District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$9.73M
≈ HK$15,069 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$973K, with repayments around HK$42,461/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$39,956
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,198
−HK$1,263/mo
Today · 4.125%
HK$42,461
baseline
▲ 0.50% · 4.625%
HK$45,045
+HK$2,584/mo

Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$84,922/mo (50% DSR)

Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,469 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
15/F
Flat
9
Saleable Area
646 ft²
Gross Area
794 ft²
Efficiency
81%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2001-12-05 HK$2.77M −28.1%
1999-11-11 HK$3.85M −10.9%
1996-05-30 HK$4.32M +6.7%
1996-03-23 HK$4.05M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Koo
≈ 5 min walk · 336 m
Education
35
schools within 1 km (17 within 500 m)
Daily convenience
33
within 1 km (15 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
41
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Tai Koo Station (a rail station within an 8-min walk earns this label).

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 33 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 41 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com