▼ 0.50% · 3.625%
HK$17,743
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,295
−HK$560/mo
Today · 4.125%
HK$18,855
baseline
▲ 0.50% · 4.625%
HK$20,003
+HK$1,148/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,710/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,739
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,268
−HK$537/mo
Today · 4.125%
HK$20,805
baseline
▲ 0.50% · 4.625%
HK$21,902
+HK$1,097/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,610/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,517
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,124
−HK$617/mo
Today · 4.125%
HK$20,741
baseline
▲ 0.50% · 4.625%
HK$22,003
+HK$1,262/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,482/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,713
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,295
−HK$591/mo
Today · 4.125%
HK$22,886
baseline
▲ 0.50% · 4.625%
HK$24,092
+HK$1,206/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,772/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,291
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,954
−HK$673/mo
Today · 4.125%
HK$22,627
baseline
▲ 0.50% · 4.625%
HK$24,003
+HK$1,376/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,254/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,686
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,322
−HK$644/mo
Today · 4.125%
HK$24,966
baseline
▲ 0.50% · 4.625%
HK$26,282
+HK$1,316/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,932/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,066
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,783
−HK$729/mo
Today · 4.125%
HK$24,512
baseline
▲ 0.50% · 4.625%
HK$26,004
+HK$1,492/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$49,024/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,660
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,348
−HK$699/mo
Today · 4.125%
HK$27,047
baseline
▲ 0.50% · 4.625%
HK$28,472
+HK$1,425/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$54,094/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,840
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,613
−HK$785/mo
Today · 4.125%
HK$26,398
baseline
▲ 0.50% · 4.625%
HK$28,004
+HK$1,606/mo
Deposit HK$2.33M · loan HK$5.45M · min. income ≈ HK$52,796/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,634
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,375
−HK$752/mo
Today · 4.125%
HK$29,127
baseline
▲ 0.50% · 4.625%
HK$30,662
+HK$1,535/mo
Deposit HK$2.33M · loan HK$5.45M · min. income ≈ HK$58,254/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,614
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,442
−HK$841/mo
Today · 4.125%
HK$28,283
baseline
▲ 0.50% · 4.625%
HK$30,004
+HK$1,721/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$56,566/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,608
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,402
−HK$806/mo
Today · 4.125%
HK$31,208
baseline
▲ 0.50% · 4.625%
HK$32,853
+HK$1,645/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$62,416/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,388
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,272
−HK$897/mo
Today · 4.125%
HK$30,169
baseline
▲ 0.50% · 4.625%
HK$32,004
+HK$1,835/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$60,338/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,582
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,429
−HK$859/mo
Today · 4.125%
HK$33,288
baseline
▲ 0.50% · 4.625%
HK$35,043
+HK$1,755/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$66,576/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,163
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,101
−HK$953/mo
Today · 4.125%
HK$32,054
baseline
▲ 0.50% · 4.625%
HK$34,005
+HK$1,951/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,108/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,556
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,456
−HK$913/mo
Today · 4.125%
HK$35,369
baseline
▲ 0.50% · 4.625%
HK$37,233
+HK$1,864/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,738/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,937
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,930
−HK$1,010/mo
Today · 4.125%
HK$33,940
baseline
▲ 0.50% · 4.625%
HK$36,005
+HK$2,065/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,880/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,530
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,483
−HK$966/mo
Today · 4.125%
HK$37,449
baseline
▲ 0.50% · 4.625%
HK$39,423
+HK$1,974/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,898/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,432 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).