▼ 0.50% · 3.625%
HK$20,219
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,848
−HK$639/mo
Today · 4.125%
HK$21,487
baseline
▲ 0.50% · 4.625%
HK$22,795
+HK$1,308/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,974/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,494
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,097
−HK$612/mo
Today · 4.125%
HK$23,709
baseline
▲ 0.50% · 4.625%
HK$24,959
+HK$1,250/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,418/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,241
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,933
−HK$703/mo
Today · 4.125%
HK$23,636
baseline
▲ 0.50% · 4.625%
HK$25,074
+HK$1,438/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,272/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,743
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,407
−HK$673/mo
Today · 4.125%
HK$26,080
baseline
▲ 0.50% · 4.625%
HK$27,454
+HK$1,374/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,160/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,263
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,018
−HK$767/mo
Today · 4.125%
HK$25,785
baseline
▲ 0.50% · 4.625%
HK$27,353
+HK$1,568/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,570/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,992
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,716
−HK$735/mo
Today · 4.125%
HK$28,451
baseline
▲ 0.50% · 4.625%
HK$29,950
+HK$1,499/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,902/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,285
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,103
−HK$830/mo
Today · 4.125%
HK$27,933
baseline
▲ 0.50% · 4.625%
HK$29,633
+HK$1,700/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,866/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,242
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,026
−HK$796/mo
Today · 4.125%
HK$30,822
baseline
▲ 0.50% · 4.625%
HK$32,446
+HK$1,624/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,644/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,307
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,187
−HK$895/mo
Today · 4.125%
HK$30,082
baseline
▲ 0.50% · 4.625%
HK$31,912
+HK$1,830/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,164/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,491
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,336
−HK$856/mo
Today · 4.125%
HK$33,192
baseline
▲ 0.50% · 4.625%
HK$34,942
+HK$1,750/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,384/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,329
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,272
−HK$959/mo
Today · 4.125%
HK$32,231
baseline
▲ 0.50% · 4.625%
HK$34,192
+HK$1,961/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,462/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,740
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,645
−HK$918/mo
Today · 4.125%
HK$35,563
baseline
▲ 0.50% · 4.625%
HK$37,438
+HK$1,875/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,126/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,351
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,357
−HK$1,022/mo
Today · 4.125%
HK$34,379
baseline
▲ 0.50% · 4.625%
HK$36,471
+HK$2,092/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,758/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,990
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,955
−HK$979/mo
Today · 4.125%
HK$37,934
baseline
▲ 0.50% · 4.625%
HK$39,934
+HK$2,000/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,868/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,373
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,442
−HK$1,086/mo
Today · 4.125%
HK$36,528
baseline
▲ 0.50% · 4.625%
HK$38,751
+HK$2,223/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,056/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,239
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,265
−HK$1,040/mo
Today · 4.125%
HK$40,305
baseline
▲ 0.50% · 4.625%
HK$42,430
+HK$2,125/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,610/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,395
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,527
−HK$1,150/mo
Today · 4.125%
HK$38,677
baseline
▲ 0.50% · 4.625%
HK$41,030
+HK$2,353/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$77,354/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,489
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,574
−HK$1,102/mo
Today · 4.125%
HK$42,676
baseline
▲ 0.50% · 4.625%
HK$44,926
+HK$2,250/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$85,352/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,013 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).