▼ 0.50% · 3.625%
HK$18,118
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,681
−HK$573/mo
Today · 4.125%
HK$19,254
baseline
▲ 0.50% · 4.625%
HK$20,425
+HK$1,171/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$38,508/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,156
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,696
−HK$549/mo
Today · 4.125%
HK$21,245
baseline
▲ 0.50% · 4.625%
HK$22,365
+HK$1,120/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$42,490/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,930
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,549
−HK$630/mo
Today · 4.125%
HK$21,179
baseline
▲ 0.50% · 4.625%
HK$22,468
+HK$1,289/mo
Deposit HK$3.58M · loan HK$4.37M · min. income ≈ HK$42,358/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,171
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,766
−HK$603/mo
Today · 4.125%
HK$23,369
baseline
▲ 0.50% · 4.625%
HK$24,601
+HK$1,232/mo
Deposit HK$3.58M · loan HK$4.37M · min. income ≈ HK$46,738/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,741
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,418
−HK$687/mo
Today · 4.125%
HK$23,105
baseline
▲ 0.50% · 4.625%
HK$24,511
+HK$1,406/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$46,210/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,187
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,836
−HK$658/mo
Today · 4.125%
HK$25,494
baseline
▲ 0.50% · 4.625%
HK$26,838
+HK$1,344/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$50,988/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,553
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,286
−HK$744/mo
Today · 4.125%
HK$25,030
baseline
▲ 0.50% · 4.625%
HK$26,553
+HK$1,523/mo
Deposit HK$2.78M · loan HK$5.16M · min. income ≈ HK$50,060/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,203
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,905
−HK$713/mo
Today · 4.125%
HK$27,618
baseline
▲ 0.50% · 4.625%
HK$29,074
+HK$1,456/mo
Deposit HK$2.78M · loan HK$5.16M · min. income ≈ HK$55,236/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,365
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,154
−HK$801/mo
Today · 4.125%
HK$26,955
baseline
▲ 0.50% · 4.625%
HK$28,596
+HK$1,641/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$53,910/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,218
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,975
−HK$768/mo
Today · 4.125%
HK$29,743
baseline
▲ 0.50% · 4.625%
HK$31,311
+HK$1,568/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$59,486/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,177
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,022
−HK$859/mo
Today · 4.125%
HK$28,881
baseline
▲ 0.50% · 4.625%
HK$30,638
+HK$1,757/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$57,762/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,234
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,045
−HK$822/mo
Today · 4.125%
HK$31,867
baseline
▲ 0.50% · 4.625%
HK$33,547
+HK$1,680/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$63,734/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,988
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,890
−HK$916/mo
Today · 4.125%
HK$30,806
baseline
▲ 0.50% · 4.625%
HK$32,681
+HK$1,875/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$61,612/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,249
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,114
−HK$878/mo
Today · 4.125%
HK$33,992
baseline
▲ 0.50% · 4.625%
HK$35,783
+HK$1,791/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$67,984/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,800
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,758
−HK$974/mo
Today · 4.125%
HK$32,732
baseline
▲ 0.50% · 4.625%
HK$34,723
+HK$1,991/mo
Deposit HK$1.19M · loan HK$6.75M · min. income ≈ HK$65,464/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,265
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,184
−HK$932/mo
Today · 4.125%
HK$36,116
baseline
▲ 0.50% · 4.625%
HK$38,020
+HK$1,904/mo
Deposit HK$1.19M · loan HK$6.75M · min. income ≈ HK$72,232/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,612
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,626
−HK$1,031/mo
Today · 4.125%
HK$34,657
baseline
▲ 0.50% · 4.625%
HK$36,766
+HK$2,109/mo
Deposit HK$795K · loan HK$7.15M · min. income ≈ HK$69,314/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,281
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,254
−HK$987/mo
Today · 4.125%
HK$38,241
baseline
▲ 0.50% · 4.625%
HK$40,256
+HK$2,015/mo
Deposit HK$795K · loan HK$7.15M · min. income ≈ HK$76,482/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,366 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).