▼ 0.50% · 3.625%
HK$22,228
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,919
−HK$703/mo
Today · 4.125%
HK$23,622
baseline
▲ 0.50% · 4.625%
HK$25,059
+HK$1,437/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,244/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,728
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,392
−HK$672/mo
Today · 4.125%
HK$26,064
baseline
▲ 0.50% · 4.625%
HK$27,438
+HK$1,374/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,128/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,451
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,211
−HK$773/mo
Today · 4.125%
HK$25,984
baseline
▲ 0.50% · 4.625%
HK$27,565
+HK$1,581/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$51,968/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,201
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,931
−HK$740/mo
Today · 4.125%
HK$28,671
baseline
▲ 0.50% · 4.625%
HK$30,182
+HK$1,511/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$57,342/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,674
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,503
−HK$843/mo
Today · 4.125%
HK$28,346
baseline
▲ 0.50% · 4.625%
HK$30,071
+HK$1,725/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,692/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,674
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,470
−HK$807/mo
Today · 4.125%
HK$31,277
baseline
▲ 0.50% · 4.625%
HK$32,926
+HK$1,649/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,554/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,896
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,795
−HK$914/mo
Today · 4.125%
HK$30,709
baseline
▲ 0.50% · 4.625%
HK$32,577
+HK$1,868/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$61,418/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,147
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,009
−HK$875/mo
Today · 4.125%
HK$33,884
baseline
▲ 0.50% · 4.625%
HK$35,670
+HK$1,786/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$67,768/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,119
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,087
−HK$984/mo
Today · 4.125%
HK$33,071
baseline
▲ 0.50% · 4.625%
HK$35,083
+HK$2,012/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,142/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,620
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,548
−HK$942/mo
Today · 4.125%
HK$36,490
baseline
▲ 0.50% · 4.625%
HK$38,414
+HK$1,924/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,980/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,342
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,379
−HK$1,054/mo
Today · 4.125%
HK$35,433
baseline
▲ 0.50% · 4.625%
HK$37,589
+HK$2,156/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,866/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,093
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,088
−HK$1,009/mo
Today · 4.125%
HK$39,097
baseline
▲ 0.50% · 4.625%
HK$41,158
+HK$2,061/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,194/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,565
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,671
−HK$1,124/mo
Today · 4.125%
HK$37,795
baseline
▲ 0.50% · 4.625%
HK$40,095
+HK$2,300/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$75,590/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,566
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,627
−HK$1,076/mo
Today · 4.125%
HK$41,703
baseline
▲ 0.50% · 4.625%
HK$43,901
+HK$2,198/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$83,406/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,788
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,963
−HK$1,194/mo
Today · 4.125%
HK$40,157
baseline
▲ 0.50% · 4.625%
HK$42,601
+HK$2,444/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$80,314/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,038
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,166
−HK$1,144/mo
Today · 4.125%
HK$44,310
baseline
▲ 0.50% · 4.625%
HK$46,645
+HK$2,335/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$88,620/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,010
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,255
−HK$1,264/mo
Today · 4.125%
HK$42,519
baseline
▲ 0.50% · 4.625%
HK$45,107
+HK$2,588/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$85,038/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,511
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,705
−HK$1,211/mo
Today · 4.125%
HK$46,916
baseline
▲ 0.50% · 4.625%
HK$49,389
+HK$2,473/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$93,832/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,805 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).