▼ 0.50% · 3.625%
HK$19,529
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,137
−HK$617/mo
Today · 4.125%
HK$20,754
baseline
▲ 0.50% · 4.625%
HK$22,017
+HK$1,263/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,508/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,726
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,309
−HK$591/mo
Today · 4.125%
HK$22,900
baseline
▲ 0.50% · 4.625%
HK$24,107
+HK$1,207/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,800/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,482
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,150
−HK$679/mo
Today · 4.125%
HK$22,829
baseline
▲ 0.50% · 4.625%
HK$24,218
+HK$1,389/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$45,658/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,898
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,539
−HK$651/mo
Today · 4.125%
HK$25,190
baseline
▲ 0.50% · 4.625%
HK$26,517
+HK$1,327/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$50,380/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,435
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,164
−HK$740/mo
Today · 4.125%
HK$24,904
baseline
▲ 0.50% · 4.625%
HK$26,420
+HK$1,516/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,808/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,071
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,770
−HK$710/mo
Today · 4.125%
HK$27,480
baseline
▲ 0.50% · 4.625%
HK$28,928
+HK$1,448/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$54,960/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,388
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,177
−HK$803/mo
Today · 4.125%
HK$26,980
baseline
▲ 0.50% · 4.625%
HK$28,621
+HK$1,641/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$53,960/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,244
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,001
−HK$769/mo
Today · 4.125%
HK$29,770
baseline
▲ 0.50% · 4.625%
HK$31,339
+HK$1,569/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,540/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,341
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,191
−HK$864/mo
Today · 4.125%
HK$29,055
baseline
▲ 0.50% · 4.625%
HK$30,823
+HK$1,768/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,110/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,416
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,232
−HK$828/mo
Today · 4.125%
HK$32,060
baseline
▲ 0.50% · 4.625%
HK$33,749
+HK$1,689/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,120/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,294
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,205
−HK$926/mo
Today · 4.125%
HK$31,131
baseline
▲ 0.50% · 4.625%
HK$33,025
+HK$1,894/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,262/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,589
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,463
−HK$887/mo
Today · 4.125%
HK$34,350
baseline
▲ 0.50% · 4.625%
HK$36,160
+HK$1,810/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,700/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,247
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,218
−HK$988/mo
Today · 4.125%
HK$33,206
baseline
▲ 0.50% · 4.625%
HK$35,226
+HK$2,020/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$66,412/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,761
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,694
−HK$945/mo
Today · 4.125%
HK$36,639
baseline
▲ 0.50% · 4.625%
HK$38,571
+HK$1,932/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$73,278/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,199
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,232
−HK$1,049/mo
Today · 4.125%
HK$35,281
baseline
▲ 0.50% · 4.625%
HK$37,428
+HK$2,147/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$70,562/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,934
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,925
−HK$1,004/mo
Today · 4.125%
HK$38,929
baseline
▲ 0.50% · 4.625%
HK$40,981
+HK$2,052/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$77,858/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,152
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,246
−HK$1,111/mo
Today · 4.125%
HK$37,357
baseline
▲ 0.50% · 4.625%
HK$39,630
+HK$2,273/mo
Deposit HK$856K · loan HK$7.71M · min. income ≈ HK$74,714/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,107
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,155
−HK$1,064/mo
Today · 4.125%
HK$41,219
baseline
▲ 0.50% · 4.625%
HK$43,392
+HK$2,173/mo
Deposit HK$856K · loan HK$7.71M · min. income ≈ HK$82,438/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,933 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).