▼ 0.50% · 3.625%
HK$19,860
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,477
−HK$628/mo
Today · 4.125%
HK$21,105
baseline
▲ 0.50% · 4.625%
HK$22,389
+HK$1,284/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,210/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,094
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,686
−HK$601/mo
Today · 4.125%
HK$23,287
baseline
▲ 0.50% · 4.625%
HK$24,515
+HK$1,228/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,574/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,845
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,525
−HK$690/mo
Today · 4.125%
HK$23,215
baseline
▲ 0.50% · 4.625%
HK$24,628
+HK$1,413/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,430/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,303
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,955
−HK$661/mo
Today · 4.125%
HK$25,616
baseline
▲ 0.50% · 4.625%
HK$26,966
+HK$1,350/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,232/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,831
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,573
−HK$753/mo
Today · 4.125%
HK$25,326
baseline
▲ 0.50% · 4.625%
HK$26,867
+HK$1,541/mo
Deposit HK$3.48M · loan HK$5.23M · min. income ≈ HK$50,652/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,512
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,223
−HK$722/mo
Today · 4.125%
HK$27,945
baseline
▲ 0.50% · 4.625%
HK$29,418
+HK$1,473/mo
Deposit HK$3.48M · loan HK$5.23M · min. income ≈ HK$55,890/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,817
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,620
−HK$816/mo
Today · 4.125%
HK$27,436
baseline
▲ 0.50% · 4.625%
HK$29,106
+HK$1,670/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,872/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,722
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,492
−HK$781/mo
Today · 4.125%
HK$30,273
baseline
▲ 0.50% · 4.625%
HK$31,869
+HK$1,596/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,546/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,803
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,668
−HK$879/mo
Today · 4.125%
HK$29,547
baseline
▲ 0.50% · 4.625%
HK$31,345
+HK$1,798/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,094/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,931
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,761
−HK$841/mo
Today · 4.125%
HK$32,602
baseline
▲ 0.50% · 4.625%
HK$34,321
+HK$1,719/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,204/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,789
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,716
−HK$941/mo
Today · 4.125%
HK$31,657
baseline
▲ 0.50% · 4.625%
HK$33,584
+HK$1,927/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,314/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,140
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,029
−HK$902/mo
Today · 4.125%
HK$34,931
baseline
▲ 0.50% · 4.625%
HK$36,772
+HK$1,841/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,862/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,775
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,764
−HK$1,004/mo
Today · 4.125%
HK$33,768
baseline
▲ 0.50% · 4.625%
HK$35,823
+HK$2,055/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,536/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,350
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,298
−HK$962/mo
Today · 4.125%
HK$37,260
baseline
▲ 0.50% · 4.625%
HK$39,224
+HK$1,964/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,520/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,761
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,811
−HK$1,067/mo
Today · 4.125%
HK$35,878
baseline
▲ 0.50% · 4.625%
HK$38,061
+HK$2,183/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$71,756/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,559
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,566
−HK$1,022/mo
Today · 4.125%
HK$39,588
baseline
▲ 0.50% · 4.625%
HK$41,675
+HK$2,087/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$79,176/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,747
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,859
−HK$1,130/mo
Today · 4.125%
HK$37,989
baseline
▲ 0.50% · 4.625%
HK$40,300
+HK$2,311/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$75,978/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,768
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,835
−HK$1,082/mo
Today · 4.125%
HK$41,917
baseline
▲ 0.50% · 4.625%
HK$44,126
+HK$2,209/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$83,834/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,281 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).