▼ 0.50% · 3.625%
HK$19,824
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,441
−HK$626/mo
Today · 4.125%
HK$21,067
baseline
▲ 0.50% · 4.625%
HK$22,349
+HK$1,282/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,134/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,054
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,646
−HK$600/mo
Today · 4.125%
HK$23,246
baseline
▲ 0.50% · 4.625%
HK$24,471
+HK$1,225/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,492/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,807
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,485
−HK$689/mo
Today · 4.125%
HK$23,174
baseline
▲ 0.50% · 4.625%
HK$24,584
+HK$1,410/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,348/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,260
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,910
−HK$660/mo
Today · 4.125%
HK$25,570
baseline
▲ 0.50% · 4.625%
HK$26,918
+HK$1,348/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,140/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,789
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,529
−HK$752/mo
Today · 4.125%
HK$25,281
baseline
▲ 0.50% · 4.625%
HK$26,819
+HK$1,538/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,562/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,465
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,175
−HK$720/mo
Today · 4.125%
HK$27,895
baseline
▲ 0.50% · 4.625%
HK$29,365
+HK$1,470/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,790/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,772
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,573
−HK$815/mo
Today · 4.125%
HK$27,388
baseline
▲ 0.50% · 4.625%
HK$29,054
+HK$1,666/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,776/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,671
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,440
−HK$780/mo
Today · 4.125%
HK$30,220
baseline
▲ 0.50% · 4.625%
HK$31,813
+HK$1,593/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,440/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,754
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,617
−HK$877/mo
Today · 4.125%
HK$29,494
baseline
▲ 0.50% · 4.625%
HK$31,289
+HK$1,795/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$58,988/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,876
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,704
−HK$840/mo
Today · 4.125%
HK$32,544
baseline
▲ 0.50% · 4.625%
HK$34,260
+HK$1,716/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,088/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,736
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,661
−HK$940/mo
Today · 4.125%
HK$31,601
baseline
▲ 0.50% · 4.625%
HK$33,524
+HK$1,923/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,202/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,082
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,969
−HK$900/mo
Today · 4.125%
HK$34,869
baseline
▲ 0.50% · 4.625%
HK$36,707
+HK$1,838/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,738/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,719
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,706
−HK$1,002/mo
Today · 4.125%
HK$33,708
baseline
▲ 0.50% · 4.625%
HK$35,759
+HK$2,051/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,416/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,287
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,233
−HK$960/mo
Today · 4.125%
HK$37,193
baseline
▲ 0.50% · 4.625%
HK$39,154
+HK$1,961/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,386/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,701
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,750
−HK$1,065/mo
Today · 4.125%
HK$35,815
baseline
▲ 0.50% · 4.625%
HK$37,994
+HK$2,179/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,630/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,492
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,498
−HK$1,020/mo
Today · 4.125%
HK$39,518
baseline
▲ 0.50% · 4.625%
HK$41,601
+HK$2,083/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,036/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,684
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,794
−HK$1,127/mo
Today · 4.125%
HK$37,921
baseline
▲ 0.50% · 4.625%
HK$40,229
+HK$2,308/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,842/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,698
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,763
−HK$1,080/mo
Today · 4.125%
HK$41,843
baseline
▲ 0.50% · 4.625%
HK$44,048
+HK$2,205/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$83,686/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,817 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).