▼ 0.50% · 3.625%
HK$20,579
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,219
−HK$651/mo
Today · 4.125%
HK$21,870
baseline
▲ 0.50% · 4.625%
HK$23,200
+HK$1,330/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,740/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,894
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,508
−HK$623/mo
Today · 4.125%
HK$24,131
baseline
▲ 0.50% · 4.625%
HK$25,403
+HK$1,272/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,262/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,637
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,341
−HK$716/mo
Today · 4.125%
HK$24,057
baseline
▲ 0.50% · 4.625%
HK$25,520
+HK$1,463/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,114/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,184
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,859
−HK$685/mo
Today · 4.125%
HK$26,544
baseline
▲ 0.50% · 4.625%
HK$27,943
+HK$1,399/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,088/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,695
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,463
−HK$781/mo
Today · 4.125%
HK$26,244
baseline
▲ 0.50% · 4.625%
HK$27,840
+HK$1,596/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,488/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,473
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,210
−HK$747/mo
Today · 4.125%
HK$28,957
baseline
▲ 0.50% · 4.625%
HK$30,484
+HK$1,527/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,914/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,753
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,585
−HK$846/mo
Today · 4.125%
HK$28,431
baseline
▲ 0.50% · 4.625%
HK$30,161
+HK$1,730/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,862/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,762
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,561
−HK$809/mo
Today · 4.125%
HK$31,370
baseline
▲ 0.50% · 4.625%
HK$33,024
+HK$1,654/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,740/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,811
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,707
−HK$911/mo
Today · 4.125%
HK$30,618
baseline
▲ 0.50% · 4.625%
HK$32,481
+HK$1,863/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,236/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,052
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,911
−HK$872/mo
Today · 4.125%
HK$33,783
baseline
▲ 0.50% · 4.625%
HK$35,564
+HK$1,781/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,566/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,869
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,829
−HK$976/mo
Today · 4.125%
HK$32,805
baseline
▲ 0.50% · 4.625%
HK$34,801
+HK$1,996/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,610/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,341
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,262
−HK$935/mo
Today · 4.125%
HK$36,197
baseline
▲ 0.50% · 4.625%
HK$38,105
+HK$1,908/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,394/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,927
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,951
−HK$1,040/mo
Today · 4.125%
HK$34,991
baseline
▲ 0.50% · 4.625%
HK$37,121
+HK$2,130/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$69,982/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,631
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,613
−HK$997/mo
Today · 4.125%
HK$38,610
baseline
▲ 0.50% · 4.625%
HK$40,645
+HK$2,035/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$77,220/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,985
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,073
−HK$1,105/mo
Today · 4.125%
HK$37,178
baseline
▲ 0.50% · 4.625%
HK$39,441
+HK$2,263/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,356/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,920
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,964
−HK$1,059/mo
Today · 4.125%
HK$41,023
baseline
▲ 0.50% · 4.625%
HK$43,185
+HK$2,162/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$82,046/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,043
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,195
−HK$1,170/mo
Today · 4.125%
HK$39,365
baseline
▲ 0.50% · 4.625%
HK$41,761
+HK$2,396/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$78,730/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,209
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,315
−HK$1,121/mo
Today · 4.125%
HK$43,436
baseline
▲ 0.50% · 4.625%
HK$45,725
+HK$2,289/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$86,872/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$272,495 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).