▼ 0.50% · 3.625%
HK$20,541
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,180
−HK$649/mo
Today · 4.125%
HK$21,829
baseline
▲ 0.50% · 4.625%
HK$23,157
+HK$1,328/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,658/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,851
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,464
−HK$622/mo
Today · 4.125%
HK$24,086
baseline
▲ 0.50% · 4.625%
HK$25,356
+HK$1,270/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,172/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,595
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,298
−HK$714/mo
Today · 4.125%
HK$24,012
baseline
▲ 0.50% · 4.625%
HK$25,473
+HK$1,461/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$48,024/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,136
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,811
−HK$684/mo
Today · 4.125%
HK$26,495
baseline
▲ 0.50% · 4.625%
HK$27,891
+HK$1,396/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,990/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,649
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,416
−HK$779/mo
Today · 4.125%
HK$26,195
baseline
▲ 0.50% · 4.625%
HK$27,788
+HK$1,593/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$52,390/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,422
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,157
−HK$746/mo
Today · 4.125%
HK$28,903
baseline
▲ 0.50% · 4.625%
HK$30,427
+HK$1,524/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$57,806/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,703
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,534
−HK$843/mo
Today · 4.125%
HK$28,377
baseline
▲ 0.50% · 4.625%
HK$30,104
+HK$1,727/mo
Deposit HK$3.15M · loan HK$5.86M · min. income ≈ HK$56,754/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,707
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,503
−HK$809/mo
Today · 4.125%
HK$31,312
baseline
▲ 0.50% · 4.625%
HK$32,962
+HK$1,650/mo
Deposit HK$3.15M · loan HK$5.86M · min. income ≈ HK$62,624/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,757
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,652
−HK$908/mo
Today · 4.125%
HK$30,560
baseline
▲ 0.50% · 4.625%
HK$32,420
+HK$1,860/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$61,120/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,992
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,850
−HK$870/mo
Today · 4.125%
HK$33,720
baseline
▲ 0.50% · 4.625%
HK$35,498
+HK$1,778/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$67,440/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,811
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,769
−HK$974/mo
Today · 4.125%
HK$32,743
baseline
▲ 0.50% · 4.625%
HK$34,736
+HK$1,993/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,486/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,277
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,196
−HK$933/mo
Today · 4.125%
HK$36,129
baseline
▲ 0.50% · 4.625%
HK$38,033
+HK$1,904/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,258/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,865
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,887
−HK$1,039/mo
Today · 4.125%
HK$34,926
baseline
▲ 0.50% · 4.625%
HK$37,051
+HK$2,125/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,852/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,562
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,543
−HK$994/mo
Today · 4.125%
HK$38,537
baseline
▲ 0.50% · 4.625%
HK$40,569
+HK$2,032/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,074/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,919
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,005
−HK$1,104/mo
Today · 4.125%
HK$37,109
baseline
▲ 0.50% · 4.625%
HK$39,367
+HK$2,258/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$74,218/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,847
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,889
−HK$1,057/mo
Today · 4.125%
HK$40,946
baseline
▲ 0.50% · 4.625%
HK$43,104
+HK$2,158/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$81,892/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,973
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,123
−HK$1,169/mo
Today · 4.125%
HK$39,292
baseline
▲ 0.50% · 4.625%
HK$41,683
+HK$2,391/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$78,584/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,132
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,236
−HK$1,119/mo
Today · 4.125%
HK$43,355
baseline
▲ 0.50% · 4.625%
HK$45,640
+HK$2,285/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$86,710/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,808 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).