▼ 0.50% · 3.625%
HK$21,255
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,916
−HK$671/mo
Today · 4.125%
HK$22,587
baseline
▲ 0.50% · 4.625%
HK$23,962
+HK$1,375/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,174/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,645
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,280
−HK$643/mo
Today · 4.125%
HK$24,923
baseline
▲ 0.50% · 4.625%
HK$26,237
+HK$1,314/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,846/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,380
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,107
−HK$739/mo
Today · 4.125%
HK$24,846
baseline
▲ 0.50% · 4.625%
HK$26,358
+HK$1,512/mo
Deposit HK$4.19M · loan HK$5.13M · min. income ≈ HK$49,692/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,010
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,708
−HK$707/mo
Today · 4.125%
HK$27,415
baseline
▲ 0.50% · 4.625%
HK$28,860
+HK$1,445/mo
Deposit HK$4.19M · loan HK$5.13M · min. income ≈ HK$54,830/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,505
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,299
−HK$806/mo
Today · 4.125%
HK$27,105
baseline
▲ 0.50% · 4.625%
HK$28,754
+HK$1,649/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,210/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,375
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,136
−HK$772/mo
Today · 4.125%
HK$29,908
baseline
▲ 0.50% · 4.625%
HK$31,484
+HK$1,576/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,816/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,631
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,490
−HK$874/mo
Today · 4.125%
HK$29,364
baseline
▲ 0.50% · 4.625%
HK$31,150
+HK$1,786/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,728/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,739
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,564
−HK$836/mo
Today · 4.125%
HK$32,400
baseline
▲ 0.50% · 4.625%
HK$34,108
+HK$1,708/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,800/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,756
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,682
−HK$940/mo
Today · 4.125%
HK$31,622
baseline
▲ 0.50% · 4.625%
HK$33,546
+HK$1,924/mo
Deposit HK$2.80M · loan HK$6.52M · min. income ≈ HK$63,244/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,104
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,991
−HK$901/mo
Today · 4.125%
HK$34,892
baseline
▲ 0.50% · 4.625%
HK$36,731
+HK$1,839/mo
Deposit HK$2.80M · loan HK$6.52M · min. income ≈ HK$69,784/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,882
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,874
−HK$1,007/mo
Today · 4.125%
HK$33,881
baseline
▲ 0.50% · 4.625%
HK$35,943
+HK$2,062/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,762/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,468
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,419
−HK$965/mo
Today · 4.125%
HK$37,384
baseline
▲ 0.50% · 4.625%
HK$39,355
+HK$1,971/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,768/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,007
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,065
−HK$1,075/mo
Today · 4.125%
HK$36,140
baseline
▲ 0.50% · 4.625%
HK$38,339
+HK$2,199/mo
Deposit HK$1.86M · loan HK$7.46M · min. income ≈ HK$72,280/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,833
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,847
−HK$1,030/mo
Today · 4.125%
HK$39,877
baseline
▲ 0.50% · 4.625%
HK$41,979
+HK$2,102/mo
Deposit HK$1.86M · loan HK$7.46M · min. income ≈ HK$79,754/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,133
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,257
−HK$1,142/mo
Today · 4.125%
HK$38,399
baseline
▲ 0.50% · 4.625%
HK$40,735
+HK$2,336/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$76,798/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,197
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,275
−HK$1,094/mo
Today · 4.125%
HK$42,369
baseline
▲ 0.50% · 4.625%
HK$44,602
+HK$2,233/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$84,738/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,258
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,448
−HK$1,209/mo
Today · 4.125%
HK$40,657
baseline
▲ 0.50% · 4.625%
HK$43,131
+HK$2,474/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$81,314/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,562
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,703
−HK$1,158/mo
Today · 4.125%
HK$44,861
baseline
▲ 0.50% · 4.625%
HK$47,226
+HK$2,365/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$89,722/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$302,112 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).