▼ 0.50% · 3.625%
HK$18,820
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,405
−HK$595/mo
Today · 4.125%
HK$20,000
baseline
▲ 0.50% · 4.625%
HK$21,217
+HK$1,217/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,000/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,937
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,498
−HK$570/mo
Today · 4.125%
HK$22,068
baseline
▲ 0.50% · 4.625%
HK$23,231
+HK$1,163/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,136/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,702
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,346
−HK$654/mo
Today · 4.125%
HK$22,000
baseline
▲ 0.50% · 4.625%
HK$23,338
+HK$1,338/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$44,000/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,030
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,648
−HK$627/mo
Today · 4.125%
HK$24,275
baseline
▲ 0.50% · 4.625%
HK$25,554
+HK$1,279/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$48,550/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,584
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,286
−HK$714/mo
Today · 4.125%
HK$24,000
baseline
▲ 0.50% · 4.625%
HK$25,460
+HK$1,460/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$48,000/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,124
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,798
−HK$683/mo
Today · 4.125%
HK$26,481
baseline
▲ 0.50% · 4.625%
HK$27,877
+HK$1,396/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,962/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,466
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,227
−HK$773/mo
Today · 4.125%
HK$26,000
baseline
▲ 0.50% · 4.625%
HK$27,582
+HK$1,582/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$52,000/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,218
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,948
−HK$740/mo
Today · 4.125%
HK$28,688
baseline
▲ 0.50% · 4.625%
HK$30,200
+HK$1,512/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$57,376/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,348
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,167
−HK$833/mo
Today · 4.125%
HK$28,000
baseline
▲ 0.50% · 4.625%
HK$29,704
+HK$1,704/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$56,000/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,311
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,098
−HK$797/mo
Today · 4.125%
HK$30,895
baseline
▲ 0.50% · 4.625%
HK$32,524
+HK$1,629/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,790/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,230
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,108
−HK$892/mo
Today · 4.125%
HK$30,000
baseline
▲ 0.50% · 4.625%
HK$31,825
+HK$1,825/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$60,000/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,405
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,247
−HK$855/mo
Today · 4.125%
HK$33,102
baseline
▲ 0.50% · 4.625%
HK$34,847
+HK$1,745/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,204/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,112
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,048
−HK$952/mo
Today · 4.125%
HK$32,000
baseline
▲ 0.50% · 4.625%
HK$33,947
+HK$1,947/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$64,000/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,499
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,397
−HK$912/mo
Today · 4.125%
HK$35,309
baseline
▲ 0.50% · 4.625%
HK$37,170
+HK$1,861/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$70,618/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,993
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$32,989
−HK$1,011/mo
Today · 4.125%
HK$34,000
baseline
▲ 0.50% · 4.625%
HK$36,069
+HK$2,069/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$68,000/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,592
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,547
−HK$968/mo
Today · 4.125%
HK$37,515
baseline
▲ 0.50% · 4.625%
HK$39,493
+HK$1,978/mo
Deposit HK$1.24M · loan HK$7.02M · min. income ≈ HK$75,030/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,875
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,929
−HK$1,071/mo
Today · 4.125%
HK$36,000
baseline
▲ 0.50% · 4.625%
HK$38,190
+HK$2,190/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$72,000/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,686
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,697
−HK$1,025/mo
Today · 4.125%
HK$39,722
baseline
▲ 0.50% · 4.625%
HK$41,816
+HK$2,094/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$79,444/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,600 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).