▼ 0.50% · 3.625%
HK$21,208
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,868
−HK$670/mo
Today · 4.125%
HK$22,538
baseline
▲ 0.50% · 4.625%
HK$23,910
+HK$1,372/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,076/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,594
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,227
−HK$642/mo
Today · 4.125%
HK$24,869
baseline
▲ 0.50% · 4.625%
HK$26,180
+HK$1,311/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,738/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,329
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,055
−HK$737/mo
Today · 4.125%
HK$24,792
baseline
▲ 0.50% · 4.625%
HK$26,301
+HK$1,509/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,584/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,954
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,650
−HK$706/mo
Today · 4.125%
HK$27,356
baseline
▲ 0.50% · 4.625%
HK$28,798
+HK$1,442/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,712/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,450
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,242
−HK$804/mo
Today · 4.125%
HK$27,046
baseline
▲ 0.50% · 4.625%
HK$28,692
+HK$1,646/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,092/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,313
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,072
−HK$771/mo
Today · 4.125%
HK$29,843
baseline
▲ 0.50% · 4.625%
HK$31,416
+HK$1,573/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,686/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,571
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,429
−HK$871/mo
Today · 4.125%
HK$29,300
baseline
▲ 0.50% · 4.625%
HK$31,083
+HK$1,783/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,600/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,672
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,495
−HK$835/mo
Today · 4.125%
HK$32,330
baseline
▲ 0.50% · 4.625%
HK$34,034
+HK$1,704/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,660/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,692
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,615
−HK$939/mo
Today · 4.125%
HK$31,554
baseline
▲ 0.50% · 4.625%
HK$33,474
+HK$1,920/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,108/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,032
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,918
−HK$898/mo
Today · 4.125%
HK$34,816
baseline
▲ 0.50% · 4.625%
HK$36,652
+HK$1,836/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,632/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,813
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,802
−HK$1,006/mo
Today · 4.125%
HK$33,808
baseline
▲ 0.50% · 4.625%
HK$35,865
+HK$2,057/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$67,616/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,391
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,340
−HK$963/mo
Today · 4.125%
HK$37,303
baseline
▲ 0.50% · 4.625%
HK$39,270
+HK$1,967/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$74,606/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,934
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,989
−HK$1,072/mo
Today · 4.125%
HK$36,061
baseline
▲ 0.50% · 4.625%
HK$38,256
+HK$2,195/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,122/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,751
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,763
−HK$1,027/mo
Today · 4.125%
HK$39,790
baseline
▲ 0.50% · 4.625%
HK$41,888
+HK$2,098/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,580/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,054
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,176
−HK$1,139/mo
Today · 4.125%
HK$38,315
baseline
▲ 0.50% · 4.625%
HK$40,647
+HK$2,332/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$76,630/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,110
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,186
−HK$1,091/mo
Today · 4.125%
HK$42,277
baseline
▲ 0.50% · 4.625%
HK$44,506
+HK$2,229/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$84,554/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,175
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,363
−HK$1,206/mo
Today · 4.125%
HK$40,569
baseline
▲ 0.50% · 4.625%
HK$43,038
+HK$2,469/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,138/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,470
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,609
−HK$1,155/mo
Today · 4.125%
HK$44,764
baseline
▲ 0.50% · 4.625%
HK$47,124
+HK$2,360/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,528/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,091 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).