▼ 0.50% · 3.625%
HK$15,886
−HK$996/mo
▼ 0.25% · 3.875%
HK$16,380
−HK$502/mo
Today · 4.125%
HK$16,882
baseline
▲ 0.50% · 4.625%
HK$17,909
+HK$1,027/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$33,764/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,673
−HK$954/mo
▼ 0.25% · 3.875%
HK$18,147
−HK$480/mo
Today · 4.125%
HK$18,627
baseline
▲ 0.50% · 4.625%
HK$19,609
+HK$982/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$37,254/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,474
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,018
−HK$552/mo
Today · 4.125%
HK$18,570
baseline
▲ 0.50% · 4.625%
HK$19,700
+HK$1,130/mo
Deposit HK$3.13M · loan HK$3.83M · min. income ≈ HK$37,140/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,440
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,961
−HK$529/mo
Today · 4.125%
HK$20,490
baseline
▲ 0.50% · 4.625%
HK$21,570
+HK$1,080/mo
Deposit HK$3.13M · loan HK$3.83M · min. income ≈ HK$40,980/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,063
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,656
−HK$602/mo
Today · 4.125%
HK$20,258
baseline
▲ 0.50% · 4.625%
HK$21,491
+HK$1,233/mo
Deposit HK$2.79M · loan HK$4.18M · min. income ≈ HK$40,516/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,207
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,776
−HK$577/mo
Today · 4.125%
HK$22,353
baseline
▲ 0.50% · 4.625%
HK$23,531
+HK$1,178/mo
Deposit HK$2.79M · loan HK$4.18M · min. income ≈ HK$44,706/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,651
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,294
−HK$652/mo
Today · 4.125%
HK$21,946
baseline
▲ 0.50% · 4.625%
HK$23,282
+HK$1,336/mo
Deposit HK$2.44M · loan HK$4.53M · min. income ≈ HK$43,892/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,974
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,591
−HK$625/mo
Today · 4.125%
HK$24,216
baseline
▲ 0.50% · 4.625%
HK$25,492
+HK$1,276/mo
Deposit HK$2.44M · loan HK$4.53M · min. income ≈ HK$48,432/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,240
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,932
−HK$703/mo
Today · 4.125%
HK$23,635
baseline
▲ 0.50% · 4.625%
HK$25,073
+HK$1,438/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$47,270/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,742
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,405
−HK$673/mo
Today · 4.125%
HK$26,078
baseline
▲ 0.50% · 4.625%
HK$27,453
+HK$1,375/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$52,156/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,828
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,570
−HK$753/mo
Today · 4.125%
HK$25,323
baseline
▲ 0.50% · 4.625%
HK$26,864
+HK$1,541/mo
Deposit HK$1.74M · loan HK$5.22M · min. income ≈ HK$50,646/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,509
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,220
−HK$721/mo
Today · 4.125%
HK$27,941
baseline
▲ 0.50% · 4.625%
HK$29,414
+HK$1,473/mo
Deposit HK$1.74M · loan HK$5.22M · min. income ≈ HK$55,882/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,417
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,208
−HK$803/mo
Today · 4.125%
HK$27,011
baseline
▲ 0.50% · 4.625%
HK$28,654
+HK$1,643/mo
Deposit HK$1.39M · loan HK$5.57M · min. income ≈ HK$54,022/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,276
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,035
−HK$769/mo
Today · 4.125%
HK$29,804
baseline
▲ 0.50% · 4.625%
HK$31,375
+HK$1,571/mo
Deposit HK$1.39M · loan HK$5.57M · min. income ≈ HK$59,608/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,006
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,846
−HK$853/mo
Today · 4.125%
HK$28,699
baseline
▲ 0.50% · 4.625%
HK$30,445
+HK$1,746/mo
Deposit HK$1.04M · loan HK$5.92M · min. income ≈ HK$57,398/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,043
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,849
−HK$818/mo
Today · 4.125%
HK$31,667
baseline
▲ 0.50% · 4.625%
HK$33,336
+HK$1,669/mo
Deposit HK$1.04M · loan HK$5.92M · min. income ≈ HK$63,334/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,594
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,484
−HK$903/mo
Today · 4.125%
HK$30,387
baseline
▲ 0.50% · 4.625%
HK$32,236
+HK$1,849/mo
Deposit HK$697K · loan HK$6.27M · min. income ≈ HK$60,774/mo (50% DSR)
Upfront cash ≈ HK$906K (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,811
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,664
−HK$865/mo
Today · 4.125%
HK$33,529
baseline
▲ 0.50% · 4.625%
HK$35,297
+HK$1,768/mo
Deposit HK$697K · loan HK$6.27M · min. income ≈ HK$67,058/mo (50% DSR)
Upfront cash ≈ HK$906K (deposit + AVD stamp duty HK$208,998 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).