▼ 0.50% · 3.625%
HK$21,279
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,940
−HK$673/mo
Today · 4.125%
HK$22,613
baseline
▲ 0.50% · 4.625%
HK$23,989
+HK$1,376/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,226/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,672
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,307
−HK$644/mo
Today · 4.125%
HK$24,951
baseline
▲ 0.50% · 4.625%
HK$26,266
+HK$1,315/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,902/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,406
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,135
−HK$739/mo
Today · 4.125%
HK$24,874
baseline
▲ 0.50% · 4.625%
HK$26,388
+HK$1,514/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,748/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,039
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,738
−HK$708/mo
Today · 4.125%
HK$27,446
baseline
▲ 0.50% · 4.625%
HK$28,893
+HK$1,447/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,892/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,534
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,329
−HK$807/mo
Today · 4.125%
HK$27,136
baseline
▲ 0.50% · 4.625%
HK$28,787
+HK$1,651/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,272/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,407
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,169
−HK$772/mo
Today · 4.125%
HK$29,941
baseline
▲ 0.50% · 4.625%
HK$31,520
+HK$1,579/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,882/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,662
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,523
−HK$874/mo
Today · 4.125%
HK$29,397
baseline
▲ 0.50% · 4.625%
HK$31,186
+HK$1,789/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,794/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,774
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,599
−HK$837/mo
Today · 4.125%
HK$32,436
baseline
▲ 0.50% · 4.625%
HK$34,146
+HK$1,710/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,872/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,790
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,717
−HK$941/mo
Today · 4.125%
HK$31,658
baseline
▲ 0.50% · 4.625%
HK$33,584
+HK$1,926/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,316/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,141
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,030
−HK$902/mo
Today · 4.125%
HK$34,932
baseline
▲ 0.50% · 4.625%
HK$36,773
+HK$1,841/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,864/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,918
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,911
−HK$1,008/mo
Today · 4.125%
HK$33,919
baseline
▲ 0.50% · 4.625%
HK$35,983
+HK$2,064/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,838/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,508
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,461
−HK$966/mo
Today · 4.125%
HK$37,427
baseline
▲ 0.50% · 4.625%
HK$39,400
+HK$1,973/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,854/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,046
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,105
−HK$1,076/mo
Today · 4.125%
HK$36,181
baseline
▲ 0.50% · 4.625%
HK$38,382
+HK$2,201/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,362/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,876
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,891
−HK$1,031/mo
Today · 4.125%
HK$39,922
baseline
▲ 0.50% · 4.625%
HK$42,026
+HK$2,104/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,844/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,174
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,299
−HK$1,143/mo
Today · 4.125%
HK$38,442
baseline
▲ 0.50% · 4.625%
HK$40,781
+HK$2,339/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,884/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,243
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,322
−HK$1,095/mo
Today · 4.125%
HK$42,417
baseline
▲ 0.50% · 4.625%
HK$44,653
+HK$2,236/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,834/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,301
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,493
−HK$1,210/mo
Today · 4.125%
HK$40,703
baseline
▲ 0.50% · 4.625%
HK$43,180
+HK$2,477/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$81,406/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,610
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,753
−HK$1,159/mo
Today · 4.125%
HK$44,912
baseline
▲ 0.50% · 4.625%
HK$47,279
+HK$2,367/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$89,824/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,167 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).