▼ 0.50% · 3.625%
HK$21,523
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,192
−HK$681/mo
Today · 4.125%
HK$22,873
baseline
▲ 0.50% · 4.625%
HK$24,264
+HK$1,391/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,746/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,944
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,586
−HK$652/mo
Today · 4.125%
HK$25,238
baseline
▲ 0.50% · 4.625%
HK$26,568
+HK$1,330/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,476/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,675
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,412
−HK$748/mo
Today · 4.125%
HK$25,160
baseline
▲ 0.50% · 4.625%
HK$26,691
+HK$1,531/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,320/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,338
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,045
−HK$716/mo
Today · 4.125%
HK$27,761
baseline
▲ 0.50% · 4.625%
HK$29,225
+HK$1,464/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,522/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,828
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,631
−HK$816/mo
Today · 4.125%
HK$27,447
baseline
▲ 0.50% · 4.625%
HK$29,117
+HK$1,670/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$54,894/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,733
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,503
−HK$782/mo
Today · 4.125%
HK$30,285
baseline
▲ 0.50% · 4.625%
HK$31,882
+HK$1,597/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$60,570/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,980
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,850
−HK$884/mo
Today · 4.125%
HK$29,734
baseline
▲ 0.50% · 4.625%
HK$31,544
+HK$1,810/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$59,468/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,127
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,962
−HK$847/mo
Today · 4.125%
HK$32,809
baseline
▲ 0.50% · 4.625%
HK$34,538
+HK$1,729/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$65,618/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,132
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,069
−HK$953/mo
Today · 4.125%
HK$32,022
baseline
▲ 0.50% · 4.625%
HK$33,970
+HK$1,948/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,044/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,522
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,421
−HK$912/mo
Today · 4.125%
HK$35,333
baseline
▲ 0.50% · 4.625%
HK$37,195
+HK$1,862/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,666/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,284
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,289
−HK$1,020/mo
Today · 4.125%
HK$34,309
baseline
▲ 0.50% · 4.625%
HK$36,397
+HK$2,088/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,618/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,916
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,879
−HK$977/mo
Today · 4.125%
HK$37,856
baseline
▲ 0.50% · 4.625%
HK$39,852
+HK$1,996/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,712/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,437
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,508
−HK$1,088/mo
Today · 4.125%
HK$36,596
baseline
▲ 0.50% · 4.625%
HK$38,823
+HK$2,227/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,192/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,310
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,338
−HK$1,042/mo
Today · 4.125%
HK$40,380
baseline
▲ 0.50% · 4.625%
HK$42,509
+HK$2,129/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,760/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,589
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,727
−HK$1,156/mo
Today · 4.125%
HK$38,883
baseline
▲ 0.50% · 4.625%
HK$41,249
+HK$2,366/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$77,766/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,705
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,797
−HK$1,107/mo
Today · 4.125%
HK$42,904
baseline
▲ 0.50% · 4.625%
HK$45,166
+HK$2,262/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$85,808/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,741
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,946
−HK$1,225/mo
Today · 4.125%
HK$41,171
baseline
▲ 0.50% · 4.625%
HK$43,676
+HK$2,505/mo
Deposit HK$944K · loan HK$8.49M · min. income ≈ HK$82,342/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,099
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,255
−HK$1,173/mo
Today · 4.125%
HK$45,428
baseline
▲ 0.50% · 4.625%
HK$47,822
+HK$2,394/mo
Deposit HK$944K · loan HK$8.49M · min. income ≈ HK$90,856/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,882 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).