▼ 0.50% · 3.625%
HK$20,994
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,647
−HK$664/mo
Today · 4.125%
HK$22,311
baseline
▲ 0.50% · 4.625%
HK$23,668
+HK$1,357/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,622/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,356
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,982
−HK$636/mo
Today · 4.125%
HK$24,618
baseline
▲ 0.50% · 4.625%
HK$25,915
+HK$1,297/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,236/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,094
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,812
−HK$730/mo
Today · 4.125%
HK$24,542
baseline
▲ 0.50% · 4.625%
HK$26,035
+HK$1,493/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,084/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,691
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,380
−HK$699/mo
Today · 4.125%
HK$27,079
baseline
▲ 0.50% · 4.625%
HK$28,507
+HK$1,428/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,158/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,193
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,977
−HK$796/mo
Today · 4.125%
HK$26,773
baseline
▲ 0.50% · 4.625%
HK$28,402
+HK$1,629/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,546/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,027
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,779
−HK$762/mo
Today · 4.125%
HK$29,541
baseline
▲ 0.50% · 4.625%
HK$31,098
+HK$1,557/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,082/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,292
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,141
−HK$863/mo
Today · 4.125%
HK$29,004
baseline
▲ 0.50% · 4.625%
HK$30,769
+HK$1,765/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$58,008/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,363
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,177
−HK$826/mo
Today · 4.125%
HK$32,003
baseline
▲ 0.50% · 4.625%
HK$33,690
+HK$1,687/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$64,006/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,392
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,306
−HK$929/mo
Today · 4.125%
HK$31,235
baseline
▲ 0.50% · 4.625%
HK$33,136
+HK$1,901/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,470/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,698
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,575
−HK$890/mo
Today · 4.125%
HK$34,465
baseline
▲ 0.50% · 4.625%
HK$36,281
+HK$1,816/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,930/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,491
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,471
−HK$995/mo
Today · 4.125%
HK$33,466
baseline
▲ 0.50% · 4.625%
HK$35,502
+HK$2,036/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$66,932/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,034
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,973
−HK$954/mo
Today · 4.125%
HK$36,927
baseline
▲ 0.50% · 4.625%
HK$38,873
+HK$1,946/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$73,854/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,591
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,636
−HK$1,061/mo
Today · 4.125%
HK$35,697
baseline
▲ 0.50% · 4.625%
HK$37,869
+HK$2,172/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$71,394/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,369
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,372
−HK$1,016/mo
Today · 4.125%
HK$39,388
baseline
▲ 0.50% · 4.625%
HK$41,465
+HK$2,077/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$78,776/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,690
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,800
−HK$1,128/mo
Today · 4.125%
HK$37,928
baseline
▲ 0.50% · 4.625%
HK$40,236
+HK$2,308/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$75,856/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,705
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,770
−HK$1,080/mo
Today · 4.125%
HK$41,850
baseline
▲ 0.50% · 4.625%
HK$44,056
+HK$2,206/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$83,700/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,790
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,965
−HK$1,194/mo
Today · 4.125%
HK$40,159
baseline
▲ 0.50% · 4.625%
HK$42,603
+HK$2,444/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$80,318/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,041
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,168
−HK$1,144/mo
Today · 4.125%
HK$44,312
baseline
▲ 0.50% · 4.625%
HK$46,648
+HK$2,336/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$88,624/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,696 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).