▼ 0.50% · 3.625%
HK$18,854
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,441
−HK$595/mo
Today · 4.125%
HK$20,036
baseline
▲ 0.50% · 4.625%
HK$21,256
+HK$1,220/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,072/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,975
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,538
−HK$570/mo
Today · 4.125%
HK$22,108
baseline
▲ 0.50% · 4.625%
HK$23,274
+HK$1,166/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,216/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,740
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,385
−HK$655/mo
Today · 4.125%
HK$22,040
baseline
▲ 0.50% · 4.625%
HK$23,381
+HK$1,341/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$44,080/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,072
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,691
−HK$628/mo
Today · 4.125%
HK$24,319
baseline
▲ 0.50% · 4.625%
HK$25,601
+HK$1,282/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$48,638/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,625
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,329
−HK$715/mo
Today · 4.125%
HK$24,044
baseline
▲ 0.50% · 4.625%
HK$25,507
+HK$1,463/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$48,088/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,170
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,845
−HK$685/mo
Today · 4.125%
HK$26,530
baseline
▲ 0.50% · 4.625%
HK$27,928
+HK$1,398/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$53,060/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,510
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,273
−HK$774/mo
Today · 4.125%
HK$26,047
baseline
▲ 0.50% · 4.625%
HK$27,632
+HK$1,585/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,094/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,267
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$27,999
−HK$742/mo
Today · 4.125%
HK$28,741
baseline
▲ 0.50% · 4.625%
HK$30,256
+HK$1,515/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,482/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,396
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,217
−HK$834/mo
Today · 4.125%
HK$28,051
baseline
▲ 0.50% · 4.625%
HK$29,758
+HK$1,707/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$56,102/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,365
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,153
−HK$798/mo
Today · 4.125%
HK$30,951
baseline
▲ 0.50% · 4.625%
HK$32,583
+HK$1,632/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$61,902/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,281
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,161
−HK$894/mo
Today · 4.125%
HK$30,055
baseline
▲ 0.50% · 4.625%
HK$31,883
+HK$1,828/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$60,110/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,462
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,306
−HK$856/mo
Today · 4.125%
HK$33,162
baseline
▲ 0.50% · 4.625%
HK$34,910
+HK$1,748/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$66,324/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,167
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,105
−HK$953/mo
Today · 4.125%
HK$32,058
baseline
▲ 0.50% · 4.625%
HK$34,009
+HK$1,951/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$64,116/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,560
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,460
−HK$913/mo
Today · 4.125%
HK$35,373
baseline
▲ 0.50% · 4.625%
HK$37,238
+HK$1,865/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$70,746/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,052
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,049
−HK$1,013/mo
Today · 4.125%
HK$34,062
baseline
▲ 0.50% · 4.625%
HK$36,134
+HK$2,072/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$68,124/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,657
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,614
−HK$970/mo
Today · 4.125%
HK$37,584
baseline
▲ 0.50% · 4.625%
HK$39,565
+HK$1,981/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$75,168/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,937
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$34,993
−HK$1,073/mo
Today · 4.125%
HK$36,066
baseline
▲ 0.50% · 4.625%
HK$38,260
+HK$2,194/mo
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$72,132/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,755
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,768
−HK$1,027/mo
Today · 4.125%
HK$39,795
baseline
▲ 0.50% · 4.625%
HK$41,892
+HK$2,097/mo
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$79,590/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$248,053 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).