▼ 0.50% · 3.625%
HK$21,123
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,780
−HK$668/mo
Today · 4.125%
HK$22,448
baseline
▲ 0.50% · 4.625%
HK$23,814
+HK$1,366/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,896/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,499
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,130
−HK$639/mo
Today · 4.125%
HK$24,769
baseline
▲ 0.50% · 4.625%
HK$26,075
+HK$1,306/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,538/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,236
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,958
−HK$735/mo
Today · 4.125%
HK$24,693
baseline
▲ 0.50% · 4.625%
HK$26,195
+HK$1,502/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$49,386/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,849
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,543
−HK$703/mo
Today · 4.125%
HK$27,246
baseline
▲ 0.50% · 4.625%
HK$28,682
+HK$1,436/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$54,492/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,348
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,136
−HK$801/mo
Today · 4.125%
HK$26,937
baseline
▲ 0.50% · 4.625%
HK$28,576
+HK$1,639/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,874/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,199
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,956
−HK$767/mo
Today · 4.125%
HK$29,723
baseline
▲ 0.50% · 4.625%
HK$31,290
+HK$1,567/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,446/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,460
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,314
−HK$868/mo
Today · 4.125%
HK$29,182
baseline
▲ 0.50% · 4.625%
HK$30,958
+HK$1,776/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,364/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,549
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,369
−HK$831/mo
Today · 4.125%
HK$32,200
baseline
▲ 0.50% · 4.625%
HK$33,897
+HK$1,697/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,400/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,573
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,492
−HK$935/mo
Today · 4.125%
HK$31,427
baseline
▲ 0.50% · 4.625%
HK$33,339
+HK$1,912/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,854/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,899
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,781
−HK$896/mo
Today · 4.125%
HK$34,677
baseline
▲ 0.50% · 4.625%
HK$36,504
+HK$1,827/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,354/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,685
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,670
−HK$1,002/mo
Today · 4.125%
HK$33,672
baseline
▲ 0.50% · 4.625%
HK$35,721
+HK$2,049/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,344/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,249
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,194
−HK$959/mo
Today · 4.125%
HK$37,153
baseline
▲ 0.50% · 4.625%
HK$39,112
+HK$1,959/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,306/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,797
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,848
−HK$1,069/mo
Today · 4.125%
HK$35,917
baseline
▲ 0.50% · 4.625%
HK$38,102
+HK$2,185/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,834/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,599
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,607
−HK$1,023/mo
Today · 4.125%
HK$39,630
baseline
▲ 0.50% · 4.625%
HK$41,719
+HK$2,089/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,260/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,909
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,026
−HK$1,135/mo
Today · 4.125%
HK$38,161
baseline
▲ 0.50% · 4.625%
HK$40,483
+HK$2,322/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$76,322/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,949
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,020
−HK$1,087/mo
Today · 4.125%
HK$42,107
baseline
▲ 0.50% · 4.625%
HK$44,327
+HK$2,220/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$84,214/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,022
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,205
−HK$1,201/mo
Today · 4.125%
HK$40,406
baseline
▲ 0.50% · 4.625%
HK$42,865
+HK$2,459/mo
Deposit HK$926K · loan HK$8.34M · min. income ≈ HK$80,812/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,299
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,433
−HK$1,151/mo
Today · 4.125%
HK$44,584
baseline
▲ 0.50% · 4.625%
HK$46,934
+HK$2,350/mo
Deposit HK$926K · loan HK$8.34M · min. income ≈ HK$89,168/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,354 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).