▼ 0.50% · 3.625%
HK$21,297
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,959
−HK$673/mo
Today · 4.125%
HK$22,632
baseline
▲ 0.50% · 4.625%
HK$24,009
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,264/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,692
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,328
−HK$644/mo
Today · 4.125%
HK$24,972
baseline
▲ 0.50% · 4.625%
HK$26,289
+HK$1,317/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,944/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,426
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,155
−HK$740/mo
Today · 4.125%
HK$24,895
baseline
▲ 0.50% · 4.625%
HK$26,410
+HK$1,515/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$49,790/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,061
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,760
−HK$709/mo
Today · 4.125%
HK$27,469
baseline
▲ 0.50% · 4.625%
HK$28,917
+HK$1,448/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$54,938/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,556
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,351
−HK$807/mo
Today · 4.125%
HK$27,158
baseline
▲ 0.50% · 4.625%
HK$28,811
+HK$1,653/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$54,316/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,431
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,193
−HK$774/mo
Today · 4.125%
HK$29,967
baseline
▲ 0.50% · 4.625%
HK$31,546
+HK$1,579/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$59,934/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,686
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,547
−HK$875/mo
Today · 4.125%
HK$29,422
baseline
▲ 0.50% · 4.625%
HK$31,212
+HK$1,790/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,844/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,800
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,626
−HK$838/mo
Today · 4.125%
HK$32,464
baseline
▲ 0.50% · 4.625%
HK$34,175
+HK$1,711/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,928/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,815
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,743
−HK$942/mo
Today · 4.125%
HK$31,685
baseline
▲ 0.50% · 4.625%
HK$33,613
+HK$1,928/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,370/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,169
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,059
−HK$902/mo
Today · 4.125%
HK$34,961
baseline
▲ 0.50% · 4.625%
HK$36,804
+HK$1,843/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,922/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,945
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,938
−HK$1,010/mo
Today · 4.125%
HK$33,948
baseline
▲ 0.50% · 4.625%
HK$36,014
+HK$2,066/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,896/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,538
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,491
−HK$967/mo
Today · 4.125%
HK$37,458
baseline
▲ 0.50% · 4.625%
HK$39,433
+HK$1,975/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,916/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,074
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,134
−HK$1,077/mo
Today · 4.125%
HK$36,211
baseline
▲ 0.50% · 4.625%
HK$38,415
+HK$2,204/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,422/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,908
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,924
−HK$1,032/mo
Today · 4.125%
HK$39,956
baseline
▲ 0.50% · 4.625%
HK$42,062
+HK$2,106/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,912/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,204
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,330
−HK$1,144/mo
Today · 4.125%
HK$38,474
baseline
▲ 0.50% · 4.625%
HK$40,816
+HK$2,342/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,948/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,277
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,357
−HK$1,096/mo
Today · 4.125%
HK$42,453
baseline
▲ 0.50% · 4.625%
HK$44,690
+HK$2,237/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,906/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,334
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,526
−HK$1,212/mo
Today · 4.125%
HK$40,738
baseline
▲ 0.50% · 4.625%
HK$43,216
+HK$2,478/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$81,476/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,646
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,790
−HK$1,160/mo
Today · 4.125%
HK$44,950
baseline
▲ 0.50% · 4.625%
HK$47,319
+HK$2,369/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$89,900/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,954 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).