▼ 0.50% · 3.625%
HK$18,343
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,913
−HK$580/mo
Today · 4.125%
HK$19,493
baseline
▲ 0.50% · 4.625%
HK$20,679
+HK$1,186/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,986/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,406
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,953
−HK$556/mo
Today · 4.125%
HK$21,509
baseline
▲ 0.50% · 4.625%
HK$22,642
+HK$1,133/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$43,018/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,177
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,805
−HK$637/mo
Today · 4.125%
HK$21,442
baseline
▲ 0.50% · 4.625%
HK$22,747
+HK$1,305/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$42,884/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,447
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,049
−HK$611/mo
Today · 4.125%
HK$23,660
baseline
▲ 0.50% · 4.625%
HK$24,907
+HK$1,247/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$47,320/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,011
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,696
−HK$696/mo
Today · 4.125%
HK$23,392
baseline
▲ 0.50% · 4.625%
HK$24,815
+HK$1,423/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,784/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,487
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,144
−HK$666/mo
Today · 4.125%
HK$25,810
baseline
▲ 0.50% · 4.625%
HK$27,171
+HK$1,361/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,620/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,846
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,587
−HK$754/mo
Today · 4.125%
HK$25,341
baseline
▲ 0.50% · 4.625%
HK$26,883
+HK$1,542/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$50,682/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,528
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,240
−HK$721/mo
Today · 4.125%
HK$27,961
baseline
▲ 0.50% · 4.625%
HK$29,435
+HK$1,474/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$55,922/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,680
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,479
−HK$811/mo
Today · 4.125%
HK$27,290
baseline
▲ 0.50% · 4.625%
HK$28,951
+HK$1,661/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,580/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,569
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,335
−HK$777/mo
Today · 4.125%
HK$30,112
baseline
▲ 0.50% · 4.625%
HK$31,699
+HK$1,587/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,224/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,514
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,370
−HK$870/mo
Today · 4.125%
HK$29,240
baseline
▲ 0.50% · 4.625%
HK$31,019
+HK$1,779/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$58,480/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,609
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,430
−HK$833/mo
Today · 4.125%
HK$32,263
baseline
▲ 0.50% · 4.625%
HK$33,964
+HK$1,701/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$64,526/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,349
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,261
−HK$928/mo
Today · 4.125%
HK$31,189
baseline
▲ 0.50% · 4.625%
HK$33,087
+HK$1,898/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$62,378/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,650
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,526
−HK$888/mo
Today · 4.125%
HK$34,414
baseline
▲ 0.50% · 4.625%
HK$36,228
+HK$1,814/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$68,828/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,183
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,153
−HK$985/mo
Today · 4.125%
HK$33,138
baseline
▲ 0.50% · 4.625%
HK$35,155
+HK$2,017/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$66,276/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,691
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,621
−HK$944/mo
Today · 4.125%
HK$36,565
baseline
▲ 0.50% · 4.625%
HK$38,492
+HK$1,927/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$73,130/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,017
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,044
−HK$1,044/mo
Today · 4.125%
HK$35,088
baseline
▲ 0.50% · 4.625%
HK$37,223
+HK$2,135/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$70,176/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,731
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,716
−HK$1,000/mo
Today · 4.125%
HK$38,716
baseline
▲ 0.50% · 4.625%
HK$40,756
+HK$2,040/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$77,432/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,326 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).