▼ 0.50% · 3.625%
HK$18,231
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,798
−HK$576/mo
Today · 4.125%
HK$19,374
baseline
▲ 0.50% · 4.625%
HK$20,553
+HK$1,179/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,748/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,281
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,825
−HK$552/mo
Today · 4.125%
HK$21,377
baseline
▲ 0.50% · 4.625%
HK$22,504
+HK$1,127/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,754/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,054
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,677
−HK$634/mo
Today · 4.125%
HK$21,311
baseline
▲ 0.50% · 4.625%
HK$22,608
+HK$1,297/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,622/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,310
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,908
−HK$607/mo
Today · 4.125%
HK$23,515
baseline
▲ 0.50% · 4.625%
HK$24,754
+HK$1,239/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,030/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,877
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,557
−HK$692/mo
Today · 4.125%
HK$23,249
baseline
▲ 0.50% · 4.625%
HK$24,663
+HK$1,414/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,498/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,338
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,990
−HK$663/mo
Today · 4.125%
HK$25,653
baseline
▲ 0.50% · 4.625%
HK$27,005
+HK$1,352/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,306/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,700
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,437
−HK$749/mo
Today · 4.125%
HK$25,186
baseline
▲ 0.50% · 4.625%
HK$26,718
+HK$1,532/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,372/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,366
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,073
−HK$717/mo
Today · 4.125%
HK$27,790
baseline
▲ 0.50% · 4.625%
HK$29,255
+HK$1,465/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,580/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,523
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,317
−HK$806/mo
Today · 4.125%
HK$27,123
baseline
▲ 0.50% · 4.625%
HK$28,774
+HK$1,651/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,246/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,394
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,155
−HK$773/mo
Today · 4.125%
HK$29,928
baseline
▲ 0.50% · 4.625%
HK$31,505
+HK$1,577/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,856/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,346
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,197
−HK$864/mo
Today · 4.125%
HK$29,061
baseline
▲ 0.50% · 4.625%
HK$30,829
+HK$1,768/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,122/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,422
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,238
−HK$828/mo
Today · 4.125%
HK$32,066
baseline
▲ 0.50% · 4.625%
HK$33,756
+HK$1,690/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,132/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,169
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,076
−HK$922/mo
Today · 4.125%
HK$30,998
baseline
▲ 0.50% · 4.625%
HK$32,884
+HK$1,886/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$61,996/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,450
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,320
−HK$883/mo
Today · 4.125%
HK$34,203
baseline
▲ 0.50% · 4.625%
HK$36,006
+HK$1,803/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$68,406/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,992
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,956
−HK$980/mo
Today · 4.125%
HK$32,936
baseline
▲ 0.50% · 4.625%
HK$34,940
+HK$2,004/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$65,872/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,478
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,403
−HK$938/mo
Today · 4.125%
HK$36,341
baseline
▲ 0.50% · 4.625%
HK$38,257
+HK$1,916/mo
Deposit HK$1.20M · loan HK$6.80M · min. income ≈ HK$72,682/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,815
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,836
−HK$1,037/mo
Today · 4.125%
HK$34,873
baseline
▲ 0.50% · 4.625%
HK$36,995
+HK$2,122/mo
Deposit HK$799K · loan HK$7.20M · min. income ≈ HK$69,746/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,506
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,486
−HK$993/mo
Today · 4.125%
HK$38,479
baseline
▲ 0.50% · 4.625%
HK$40,507
+HK$2,028/mo
Deposit HK$799K · loan HK$7.20M · min. income ≈ HK$76,958/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,850 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).