▼ 0.50% · 3.625%
HK$21,908
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,590
−HK$692/mo
Today · 4.125%
HK$23,282
baseline
▲ 0.50% · 4.625%
HK$24,699
+HK$1,417/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,564/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,373
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,026
−HK$663/mo
Today · 4.125%
HK$25,689
baseline
▲ 0.50% · 4.625%
HK$27,044
+HK$1,355/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,378/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,099
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,849
−HK$761/mo
Today · 4.125%
HK$25,610
baseline
▲ 0.50% · 4.625%
HK$27,169
+HK$1,559/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,220/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,810
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,529
−HK$729/mo
Today · 4.125%
HK$28,258
baseline
▲ 0.50% · 4.625%
HK$29,748
+HK$1,490/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,516/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,290
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,108
−HK$830/mo
Today · 4.125%
HK$27,938
baseline
▲ 0.50% · 4.625%
HK$29,638
+HK$1,700/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,876/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,247
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,032
−HK$795/mo
Today · 4.125%
HK$30,827
baseline
▲ 0.50% · 4.625%
HK$32,452
+HK$1,625/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,654/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,481
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,367
−HK$900/mo
Today · 4.125%
HK$30,267
baseline
▲ 0.50% · 4.625%
HK$32,108
+HK$1,841/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$60,534/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,684
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,534
−HK$862/mo
Today · 4.125%
HK$33,396
baseline
▲ 0.50% · 4.625%
HK$35,157
+HK$1,761/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$66,792/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,672
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,626
−HK$969/mo
Today · 4.125%
HK$32,595
baseline
▲ 0.50% · 4.625%
HK$34,578
+HK$1,983/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,190/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,122
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,037
−HK$928/mo
Today · 4.125%
HK$35,965
baseline
▲ 0.50% · 4.625%
HK$37,861
+HK$1,896/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,930/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,862
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,885
−HK$1,038/mo
Today · 4.125%
HK$34,923
baseline
▲ 0.50% · 4.625%
HK$37,048
+HK$2,125/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,846/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,559
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,540
−HK$994/mo
Today · 4.125%
HK$38,534
baseline
▲ 0.50% · 4.625%
HK$40,565
+HK$2,031/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,068/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,053
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,144
−HK$1,107/mo
Today · 4.125%
HK$37,251
baseline
▲ 0.50% · 4.625%
HK$39,518
+HK$2,267/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,502/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,996
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,042
−HK$1,061/mo
Today · 4.125%
HK$41,103
baseline
▲ 0.50% · 4.625%
HK$43,270
+HK$2,167/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,206/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,244
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,402
−HK$1,178/mo
Today · 4.125%
HK$39,580
baseline
▲ 0.50% · 4.625%
HK$41,988
+HK$2,408/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,160/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,434
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,545
−HK$1,127/mo
Today · 4.125%
HK$43,672
baseline
▲ 0.50% · 4.625%
HK$45,974
+HK$2,302/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,344/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,435
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,661
−HK$1,247/mo
Today · 4.125%
HK$41,908
baseline
▲ 0.50% · 4.625%
HK$44,458
+HK$2,550/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,816/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,871
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,047
−HK$1,194/mo
Today · 4.125%
HK$46,241
baseline
▲ 0.50% · 4.625%
HK$48,678
+HK$2,437/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,482/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,780 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).