▼ 0.50% · 3.625%
HK$19,430
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,034
−HK$614/mo
Today · 4.125%
HK$20,648
baseline
▲ 0.50% · 4.625%
HK$21,905
+HK$1,257/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,296/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,616
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,195
−HK$588/mo
Today · 4.125%
HK$22,783
baseline
▲ 0.50% · 4.625%
HK$23,984
+HK$1,201/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,566/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,373
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,038
−HK$675/mo
Today · 4.125%
HK$22,713
baseline
▲ 0.50% · 4.625%
HK$24,095
+HK$1,382/mo
Deposit HK$3.83M · loan HK$4.69M · min. income ≈ HK$45,426/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,777
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,415
−HK$647/mo
Today · 4.125%
HK$25,062
baseline
▲ 0.50% · 4.625%
HK$26,383
+HK$1,321/mo
Deposit HK$3.83M · loan HK$4.69M · min. income ≈ HK$50,124/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,316
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,041
−HK$737/mo
Today · 4.125%
HK$24,778
baseline
▲ 0.50% · 4.625%
HK$26,286
+HK$1,508/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,556/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,939
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,634
−HK$706/mo
Today · 4.125%
HK$27,340
baseline
▲ 0.50% · 4.625%
HK$28,781
+HK$1,441/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,680/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,259
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,045
−HK$798/mo
Today · 4.125%
HK$26,843
baseline
▲ 0.50% · 4.625%
HK$28,476
+HK$1,633/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$53,686/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,100
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,854
−HK$765/mo
Today · 4.125%
HK$29,619
baseline
▲ 0.50% · 4.625%
HK$31,180
+HK$1,561/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$59,238/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,202
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,048
−HK$860/mo
Today · 4.125%
HK$28,908
baseline
▲ 0.50% · 4.625%
HK$30,667
+HK$1,759/mo
Deposit HK$2.56M · loan HK$5.96M · min. income ≈ HK$57,816/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,262
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,074
−HK$823/mo
Today · 4.125%
HK$31,897
baseline
▲ 0.50% · 4.625%
HK$33,578
+HK$1,681/mo
Deposit HK$2.56M · loan HK$5.96M · min. income ≈ HK$63,794/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,145
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,052
−HK$921/mo
Today · 4.125%
HK$30,973
baseline
▲ 0.50% · 4.625%
HK$32,857
+HK$1,884/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$61,946/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,424
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,293
−HK$882/mo
Today · 4.125%
HK$34,175
baseline
▲ 0.50% · 4.625%
HK$35,977
+HK$1,802/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$68,350/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,088
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,055
−HK$982/mo
Today · 4.125%
HK$33,037
baseline
▲ 0.50% · 4.625%
HK$35,048
+HK$2,011/mo
Deposit HK$1.70M · loan HK$6.82M · min. income ≈ HK$66,074/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,585
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,513
−HK$941/mo
Today · 4.125%
HK$36,454
baseline
▲ 0.50% · 4.625%
HK$38,375
+HK$1,921/mo
Deposit HK$1.70M · loan HK$6.82M · min. income ≈ HK$72,908/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,031
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,058
−HK$1,044/mo
Today · 4.125%
HK$35,102
baseline
▲ 0.50% · 4.625%
HK$37,238
+HK$2,136/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$70,204/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,747
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,732
−HK$1,000/mo
Today · 4.125%
HK$38,732
baseline
▲ 0.50% · 4.625%
HK$40,774
+HK$2,042/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$77,464/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,974
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,062
−HK$1,105/mo
Today · 4.125%
HK$37,167
baseline
▲ 0.50% · 4.625%
HK$39,429
+HK$2,262/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$74,334/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,908
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,952
−HK$1,058/mo
Today · 4.125%
HK$41,010
baseline
▲ 0.50% · 4.625%
HK$43,172
+HK$2,162/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$82,020/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,630 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).