▼ 0.50% · 3.625%
HK$20,133
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,759
−HK$636/mo
Today · 4.125%
HK$21,395
baseline
▲ 0.50% · 4.625%
HK$22,697
+HK$1,302/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,790/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,398
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,998
−HK$610/mo
Today · 4.125%
HK$23,608
baseline
▲ 0.50% · 4.625%
HK$24,852
+HK$1,244/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,216/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,146
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,835
−HK$700/mo
Today · 4.125%
HK$23,535
baseline
▲ 0.50% · 4.625%
HK$24,967
+HK$1,432/mo
Deposit HK$3.97M · loan HK$4.86M · min. income ≈ HK$47,070/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,637
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,298
−HK$670/mo
Today · 4.125%
HK$25,968
baseline
▲ 0.50% · 4.625%
HK$27,337
+HK$1,369/mo
Deposit HK$3.97M · loan HK$4.86M · min. income ≈ HK$51,936/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,159
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,911
−HK$763/mo
Today · 4.125%
HK$25,674
baseline
▲ 0.50% · 4.625%
HK$27,237
+HK$1,563/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$51,348/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,877
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,598
−HK$731/mo
Today · 4.125%
HK$28,329
baseline
▲ 0.50% · 4.625%
HK$29,823
+HK$1,494/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$56,658/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,173
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,987
−HK$827/mo
Today · 4.125%
HK$27,814
baseline
▲ 0.50% · 4.625%
HK$29,506
+HK$1,692/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,628/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,117
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,898
−HK$792/mo
Today · 4.125%
HK$30,690
baseline
▲ 0.50% · 4.625%
HK$32,308
+HK$1,618/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,380/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,186
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,063
−HK$891/mo
Today · 4.125%
HK$29,954
baseline
▲ 0.50% · 4.625%
HK$31,776
+HK$1,822/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,908/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,357
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,198
−HK$853/mo
Today · 4.125%
HK$33,051
baseline
▲ 0.50% · 4.625%
HK$34,793
+HK$1,742/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,102/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,199
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,139
−HK$954/mo
Today · 4.125%
HK$32,093
baseline
▲ 0.50% · 4.625%
HK$34,046
+HK$1,953/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$64,186/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,596
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,497
−HK$915/mo
Today · 4.125%
HK$35,412
baseline
▲ 0.50% · 4.625%
HK$37,278
+HK$1,866/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$70,824/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,213
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,215
−HK$1,018/mo
Today · 4.125%
HK$34,233
baseline
▲ 0.50% · 4.625%
HK$36,316
+HK$2,083/mo
Deposit HK$1.77M · loan HK$7.06M · min. income ≈ HK$68,466/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,836
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,797
−HK$975/mo
Today · 4.125%
HK$37,772
baseline
▲ 0.50% · 4.625%
HK$39,763
+HK$1,991/mo
Deposit HK$1.77M · loan HK$7.06M · min. income ≈ HK$75,544/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,226
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,291
−HK$1,081/mo
Today · 4.125%
HK$36,372
baseline
▲ 0.50% · 4.625%
HK$38,585
+HK$2,213/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,744/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,076
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,097
−HK$1,036/mo
Today · 4.125%
HK$40,133
baseline
▲ 0.50% · 4.625%
HK$42,249
+HK$2,116/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,266/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,239
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,366
−HK$1,146/mo
Today · 4.125%
HK$38,512
baseline
▲ 0.50% · 4.625%
HK$40,855
+HK$2,343/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$77,024/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,316
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,397
−HK$1,097/mo
Today · 4.125%
HK$42,494
baseline
▲ 0.50% · 4.625%
HK$44,734
+HK$2,240/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$84,988/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,877 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).