▼ 0.50% · 3.625%
HK$16,413
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,923
−HK$519/mo
Today · 4.125%
HK$17,442
baseline
▲ 0.50% · 4.625%
HK$18,503
+HK$1,061/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,884/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,259
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,749
−HK$496/mo
Today · 4.125%
HK$19,245
baseline
▲ 0.50% · 4.625%
HK$20,260
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,490/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,054
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,616
−HK$570/mo
Today · 4.125%
HK$19,186
baseline
▲ 0.50% · 4.625%
HK$20,354
+HK$1,168/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,372/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,085
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,624
−HK$546/mo
Today · 4.125%
HK$21,170
baseline
▲ 0.50% · 4.625%
HK$22,286
+HK$1,116/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,340/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,695
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,308
−HK$622/mo
Today · 4.125%
HK$20,930
baseline
▲ 0.50% · 4.625%
HK$22,204
+HK$1,274/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,860/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,911
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,498
−HK$597/mo
Today · 4.125%
HK$23,095
baseline
▲ 0.50% · 4.625%
HK$24,312
+HK$1,217/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,190/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,337
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,000
−HK$675/mo
Today · 4.125%
HK$22,675
baseline
▲ 0.50% · 4.625%
HK$24,054
+HK$1,379/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,350/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,737
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,373
−HK$646/mo
Today · 4.125%
HK$25,019
baseline
▲ 0.50% · 4.625%
HK$26,338
+HK$1,319/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,038/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,978
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,693
−HK$726/mo
Today · 4.125%
HK$24,419
baseline
▲ 0.50% · 4.625%
HK$25,905
+HK$1,486/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,838/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,563
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,248
−HK$696/mo
Today · 4.125%
HK$26,944
baseline
▲ 0.50% · 4.625%
HK$28,364
+HK$1,420/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,888/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,619
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,385
−HK$778/mo
Today · 4.125%
HK$26,163
baseline
▲ 0.50% · 4.625%
HK$27,755
+HK$1,592/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,326/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,388
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,123
−HK$745/mo
Today · 4.125%
HK$28,868
baseline
▲ 0.50% · 4.625%
HK$30,390
+HK$1,522/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,736/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,260
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,077
−HK$830/mo
Today · 4.125%
HK$27,907
baseline
▲ 0.50% · 4.625%
HK$29,605
+HK$1,698/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,814/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,214
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$29,998
−HK$795/mo
Today · 4.125%
HK$30,793
baseline
▲ 0.50% · 4.625%
HK$32,416
+HK$1,623/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,586/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,902
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,770
−HK$881/mo
Today · 4.125%
HK$29,651
baseline
▲ 0.50% · 4.625%
HK$31,456
+HK$1,805/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,302/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,040
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,873
−HK$844/mo
Today · 4.125%
HK$32,717
baseline
▲ 0.50% · 4.625%
HK$34,442
+HK$1,725/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,434/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,543
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,462
−HK$933/mo
Today · 4.125%
HK$31,395
baseline
▲ 0.50% · 4.625%
HK$33,306
+HK$1,911/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,790/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,866
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,748
−HK$894/mo
Today · 4.125%
HK$34,642
baseline
▲ 0.50% · 4.625%
HK$36,468
+HK$1,826/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,284/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$215,933 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).