▼ 0.50% · 3.625%
HK$20,449
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,085
−HK$646/mo
Today · 4.125%
HK$21,731
baseline
▲ 0.50% · 4.625%
HK$23,054
+HK$1,323/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,462/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,749
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,360
−HK$618/mo
Today · 4.125%
HK$23,978
baseline
▲ 0.50% · 4.625%
HK$25,242
+HK$1,264/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,956/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,494
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,194
−HK$711/mo
Today · 4.125%
HK$23,905
baseline
▲ 0.50% · 4.625%
HK$25,359
+HK$1,454/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$47,810/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,024
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,695
−HK$681/mo
Today · 4.125%
HK$26,376
baseline
▲ 0.50% · 4.625%
HK$27,767
+HK$1,391/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$52,752/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,539
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,302
−HK$776/mo
Today · 4.125%
HK$26,078
baseline
▲ 0.50% · 4.625%
HK$27,664
+HK$1,586/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,156/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,299
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,031
−HK$743/mo
Today · 4.125%
HK$28,774
baseline
▲ 0.50% · 4.625%
HK$30,291
+HK$1,517/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,548/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,584
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,411
−HK$840/mo
Today · 4.125%
HK$28,251
baseline
▲ 0.50% · 4.625%
HK$29,970
+HK$1,719/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,502/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,574
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,367
−HK$805/mo
Today · 4.125%
HK$31,172
baseline
▲ 0.50% · 4.625%
HK$32,815
+HK$1,643/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,344/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,629
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,519
−HK$905/mo
Today · 4.125%
HK$30,424
baseline
▲ 0.50% · 4.625%
HK$32,275
+HK$1,851/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,848/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,849
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,703
−HK$867/mo
Today · 4.125%
HK$33,570
baseline
▲ 0.50% · 4.625%
HK$35,339
+HK$1,769/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,140/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,674
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,628
−HK$969/mo
Today · 4.125%
HK$32,597
baseline
▲ 0.50% · 4.625%
HK$34,581
+HK$1,984/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,194/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,124
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,039
−HK$929/mo
Today · 4.125%
HK$35,968
baseline
▲ 0.50% · 4.625%
HK$37,864
+HK$1,896/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,936/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,719
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,736
−HK$1,034/mo
Today · 4.125%
HK$34,770
baseline
▲ 0.50% · 4.625%
HK$36,886
+HK$2,116/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,540/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,399
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,375
−HK$991/mo
Today · 4.125%
HK$38,366
baseline
▲ 0.50% · 4.625%
HK$40,388
+HK$2,022/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,732/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,763
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,845
−HK$1,098/mo
Today · 4.125%
HK$36,943
baseline
▲ 0.50% · 4.625%
HK$39,191
+HK$2,248/mo
Deposit HK$1.35M · loan HK$7.62M · min. income ≈ HK$73,886/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,674
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,711
−HK$1,052/mo
Today · 4.125%
HK$40,763
baseline
▲ 0.50% · 4.625%
HK$42,912
+HK$2,149/mo
Deposit HK$1.35M · loan HK$7.62M · min. income ≈ HK$81,526/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,808
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,953
−HK$1,164/mo
Today · 4.125%
HK$39,117
baseline
▲ 0.50% · 4.625%
HK$41,497
+HK$2,380/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$78,234/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,949
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,047
−HK$1,114/mo
Today · 4.125%
HK$43,161
baseline
▲ 0.50% · 4.625%
HK$45,436
+HK$2,275/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$86,322/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,037 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).