▼ 0.50% · 3.625%
HK$19,691
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,303
−HK$623/mo
Today · 4.125%
HK$20,926
baseline
▲ 0.50% · 4.625%
HK$22,199
+HK$1,273/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,852/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,906
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,493
−HK$596/mo
Today · 4.125%
HK$23,089
baseline
▲ 0.50% · 4.625%
HK$24,306
+HK$1,217/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,178/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,660
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,334
−HK$684/mo
Today · 4.125%
HK$23,018
baseline
▲ 0.50% · 4.625%
HK$24,419
+HK$1,401/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,036/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,096
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,743
−HK$655/mo
Today · 4.125%
HK$25,398
baseline
▲ 0.50% · 4.625%
HK$26,737
+HK$1,339/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,796/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,629
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,364
−HK$747/mo
Today · 4.125%
HK$25,111
baseline
▲ 0.50% · 4.625%
HK$26,639
+HK$1,528/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$50,222/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,287
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,992
−HK$715/mo
Today · 4.125%
HK$27,707
baseline
▲ 0.50% · 4.625%
HK$29,168
+HK$1,461/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$55,414/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,598
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,394
−HK$809/mo
Today · 4.125%
HK$27,203
baseline
▲ 0.50% · 4.625%
HK$28,859
+HK$1,656/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,406/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,478
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,241
−HK$775/mo
Today · 4.125%
HK$30,016
baseline
▲ 0.50% · 4.625%
HK$31,598
+HK$1,582/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$60,032/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,567
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,425
−HK$871/mo
Today · 4.125%
HK$29,296
baseline
▲ 0.50% · 4.625%
HK$31,078
+HK$1,782/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,592/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,668
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,491
−HK$834/mo
Today · 4.125%
HK$32,325
baseline
▲ 0.50% · 4.625%
HK$34,029
+HK$1,704/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,650/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,536
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,455
−HK$933/mo
Today · 4.125%
HK$31,388
baseline
▲ 0.50% · 4.625%
HK$33,298
+HK$1,910/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,776/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,859
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,740
−HK$894/mo
Today · 4.125%
HK$34,634
baseline
▲ 0.50% · 4.625%
HK$36,460
+HK$1,826/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,268/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,505
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,485
−HK$996/mo
Today · 4.125%
HK$33,481
baseline
▲ 0.50% · 4.625%
HK$35,518
+HK$2,037/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$66,962/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,049
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,989
−HK$954/mo
Today · 4.125%
HK$36,943
baseline
▲ 0.50% · 4.625%
HK$38,890
+HK$1,947/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,886/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,474
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,516
−HK$1,058/mo
Today · 4.125%
HK$35,574
baseline
▲ 0.50% · 4.625%
HK$37,738
+HK$2,164/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$71,148/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,240
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,239
−HK$1,013/mo
Today · 4.125%
HK$39,252
baseline
▲ 0.50% · 4.625%
HK$41,321
+HK$2,069/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$78,504/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,444
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,546
−HK$1,120/mo
Today · 4.125%
HK$37,666
baseline
▲ 0.50% · 4.625%
HK$39,958
+HK$2,292/mo
Deposit HK$864K · loan HK$7.77M · min. income ≈ HK$75,332/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,431
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,488
−HK$1,073/mo
Today · 4.125%
HK$41,561
baseline
▲ 0.50% · 4.625%
HK$43,752
+HK$2,191/mo
Deposit HK$864K · loan HK$7.77M · min. income ≈ HK$83,122/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,061 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).