▼ 0.50% · 3.625%
HK$18,510
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,086
−HK$585/mo
Today · 4.125%
HK$19,671
baseline
▲ 0.50% · 4.625%
HK$20,868
+HK$1,197/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,342/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,593
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,145
−HK$560/mo
Today · 4.125%
HK$21,705
baseline
▲ 0.50% · 4.625%
HK$22,849
+HK$1,144/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,410/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,361
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,995
−HK$643/mo
Today · 4.125%
HK$21,638
baseline
▲ 0.50% · 4.625%
HK$22,955
+HK$1,317/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,276/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,652
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,259
−HK$617/mo
Today · 4.125%
HK$23,876
baseline
▲ 0.50% · 4.625%
HK$25,134
+HK$1,258/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,752/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,212
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,903
−HK$702/mo
Today · 4.125%
HK$23,605
baseline
▲ 0.50% · 4.625%
HK$25,042
+HK$1,437/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,210/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,711
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,374
−HK$672/mo
Today · 4.125%
HK$26,046
baseline
▲ 0.50% · 4.625%
HK$27,419
+HK$1,373/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,092/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,063
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,812
−HK$760/mo
Today · 4.125%
HK$25,572
baseline
▲ 0.50% · 4.625%
HK$27,129
+HK$1,557/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,144/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,770
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,488
−HK$729/mo
Today · 4.125%
HK$28,217
baseline
▲ 0.50% · 4.625%
HK$29,704
+HK$1,487/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,434/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,915
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,721
−HK$819/mo
Today · 4.125%
HK$27,540
baseline
▲ 0.50% · 4.625%
HK$29,215
+HK$1,675/mo
Deposit HK$2.44M · loan HK$5.68M · min. income ≈ HK$55,080/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,830
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,603
−HK$784/mo
Today · 4.125%
HK$30,387
baseline
▲ 0.50% · 4.625%
HK$31,989
+HK$1,602/mo
Deposit HK$2.44M · loan HK$5.68M · min. income ≈ HK$60,774/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,766
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,629
−HK$878/mo
Today · 4.125%
HK$29,507
baseline
▲ 0.50% · 4.625%
HK$31,302
+HK$1,795/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$59,014/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,889
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,717
−HK$841/mo
Today · 4.125%
HK$32,558
baseline
▲ 0.50% · 4.625%
HK$34,274
+HK$1,716/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$65,116/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,617
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,538
−HK$936/mo
Today · 4.125%
HK$31,474
baseline
▲ 0.50% · 4.625%
HK$33,389
+HK$1,915/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$62,948/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,948
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,832
−HK$896/mo
Today · 4.125%
HK$34,728
baseline
▲ 0.50% · 4.625%
HK$36,559
+HK$1,831/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$69,456/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,468
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,446
−HK$995/mo
Today · 4.125%
HK$33,441
baseline
▲ 0.50% · 4.625%
HK$35,476
+HK$2,035/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$66,882/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,007
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,946
−HK$953/mo
Today · 4.125%
HK$36,899
baseline
▲ 0.50% · 4.625%
HK$38,844
+HK$1,945/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$73,798/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,319
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,355
−HK$1,053/mo
Today · 4.125%
HK$35,408
baseline
▲ 0.50% · 4.625%
HK$37,563
+HK$2,155/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$70,816/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,067
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,061
−HK$1,008/mo
Today · 4.125%
HK$39,069
baseline
▲ 0.50% · 4.625%
HK$41,129
+HK$2,060/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$78,138/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,531 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).