▼ 0.50% · 3.625%
HK$4,544
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,685
−HK$144/mo
Today · 4.125%
HK$4,829
baseline
▲ 0.50% · 4.625%
HK$5,123
+HK$294/mo
Deposit HK$996K · loan HK$996K · min. income ≈ HK$9,658/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,055
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,191
−HK$137/mo
Today · 4.125%
HK$5,328
baseline
▲ 0.50% · 4.625%
HK$5,609
+HK$281/mo
Deposit HK$996K · loan HK$996K · min. income ≈ HK$10,656/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,998
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,154
−HK$158/mo
Today · 4.125%
HK$5,312
baseline
▲ 0.50% · 4.625%
HK$5,635
+HK$323/mo
Deposit HK$897K · loan HK$1.10M · min. income ≈ HK$10,624/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,561
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,710
−HK$151/mo
Today · 4.125%
HK$5,861
baseline
▲ 0.50% · 4.625%
HK$6,170
+HK$309/mo
Deposit HK$897K · loan HK$1.10M · min. income ≈ HK$11,722/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,453
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,622
−HK$173/mo
Today · 4.125%
HK$5,795
baseline
▲ 0.50% · 4.625%
HK$6,147
+HK$352/mo
Deposit HK$797K · loan HK$1.20M · min. income ≈ HK$11,590/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,066
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,229
−HK$165/mo
Today · 4.125%
HK$6,394
baseline
▲ 0.50% · 4.625%
HK$6,731
+HK$337/mo
Deposit HK$797K · loan HK$1.20M · min. income ≈ HK$12,788/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,907
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,091
−HK$187/mo
Today · 4.125%
HK$6,278
baseline
▲ 0.50% · 4.625%
HK$6,660
+HK$382/mo
Deposit HK$697K · loan HK$1.30M · min. income ≈ HK$12,556/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,572
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,748
−HK$179/mo
Today · 4.125%
HK$6,927
baseline
▲ 0.50% · 4.625%
HK$7,292
+HK$365/mo
Deposit HK$697K · loan HK$1.30M · min. income ≈ HK$13,854/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,362
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,559
−HK$201/mo
Today · 4.125%
HK$6,760
baseline
▲ 0.50% · 4.625%
HK$7,172
+HK$412/mo
Deposit HK$598K · loan HK$1.39M · min. income ≈ HK$13,520/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,077
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,267
−HK$193/mo
Today · 4.125%
HK$7,460
baseline
▲ 0.50% · 4.625%
HK$7,853
+HK$393/mo
Deposit HK$598K · loan HK$1.39M · min. income ≈ HK$14,920/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,816
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,028
−HK$215/mo
Today · 4.125%
HK$7,243
baseline
▲ 0.50% · 4.625%
HK$7,684
+HK$441/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$14,486/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,583
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,786
−HK$206/mo
Today · 4.125%
HK$7,992
baseline
▲ 0.50% · 4.625%
HK$8,414
+HK$422/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$15,984/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,270
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,496
−HK$230/mo
Today · 4.125%
HK$7,726
baseline
▲ 0.50% · 4.625%
HK$8,196
+HK$470/mo
Deposit HK$399K · loan HK$1.59M · min. income ≈ HK$15,452/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,088
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,305
−HK$220/mo
Today · 4.125%
HK$8,525
baseline
▲ 0.50% · 4.625%
HK$8,975
+HK$450/mo
Deposit HK$399K · loan HK$1.59M · min. income ≈ HK$17,050/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,725
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,965
−HK$244/mo
Today · 4.125%
HK$8,209
baseline
▲ 0.50% · 4.625%
HK$8,709
+HK$500/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$16,418/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,594
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,824
−HK$234/mo
Today · 4.125%
HK$9,058
baseline
▲ 0.50% · 4.625%
HK$9,535
+HK$477/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$18,116/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,179
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,434
−HK$258/mo
Today · 4.125%
HK$8,692
baseline
▲ 0.50% · 4.625%
HK$9,221
+HK$529/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,384/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,099
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,343
−HK$248/mo
Today · 4.125%
HK$9,591
baseline
▲ 0.50% · 4.625%
HK$10,096
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,182/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).