▼ 0.50% · 3.625%
HK$3,899
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,020
−HK$124/mo
Today · 4.125%
HK$4,144
baseline
▲ 0.50% · 4.625%
HK$4,396
+HK$252/mo
Deposit HK$855K · loan HK$855K · min. income ≈ HK$8,288/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,338
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,454
−HK$118/mo
Today · 4.125%
HK$4,572
baseline
▲ 0.50% · 4.625%
HK$4,813
+HK$241/mo
Deposit HK$855K · loan HK$855K · min. income ≈ HK$9,144/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,289
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,422
−HK$136/mo
Today · 4.125%
HK$4,558
baseline
▲ 0.50% · 4.625%
HK$4,835
+HK$277/mo
Deposit HK$769K · loan HK$940K · min. income ≈ HK$9,116/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,771
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,899
−HK$130/mo
Today · 4.125%
HK$5,029
baseline
▲ 0.50% · 4.625%
HK$5,294
+HK$265/mo
Deposit HK$769K · loan HK$940K · min. income ≈ HK$10,058/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,679
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,824
−HK$148/mo
Today · 4.125%
HK$4,972
baseline
▲ 0.50% · 4.625%
HK$5,275
+HK$303/mo
Deposit HK$684K · loan HK$1.03M · min. income ≈ HK$9,944/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,205
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,345
−HK$141/mo
Today · 4.125%
HK$5,486
baseline
▲ 0.50% · 4.625%
HK$5,776
+HK$290/mo
Deposit HK$684K · loan HK$1.03M · min. income ≈ HK$10,972/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,069
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,226
−HK$161/mo
Today · 4.125%
HK$5,387
baseline
▲ 0.50% · 4.625%
HK$5,714
+HK$327/mo
Deposit HK$598K · loan HK$1.11M · min. income ≈ HK$10,774/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,639
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,790
−HK$154/mo
Today · 4.125%
HK$5,944
baseline
▲ 0.50% · 4.625%
HK$6,257
+HK$313/mo
Deposit HK$598K · loan HK$1.11M · min. income ≈ HK$11,888/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,459
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,628
−HK$173/mo
Today · 4.125%
HK$5,801
baseline
▲ 0.50% · 4.625%
HK$6,154
+HK$353/mo
Deposit HK$513K · loan HK$1.20M · min. income ≈ HK$11,602/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,073
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,236
−HK$165/mo
Today · 4.125%
HK$6,401
baseline
▲ 0.50% · 4.625%
HK$6,738
+HK$337/mo
Deposit HK$513K · loan HK$1.20M · min. income ≈ HK$12,802/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,849
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,030
−HK$185/mo
Today · 4.125%
HK$6,215
baseline
▲ 0.50% · 4.625%
HK$6,593
+HK$378/mo
Deposit HK$427K · loan HK$1.28M · min. income ≈ HK$12,430/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,506
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,681
−HK$177/mo
Today · 4.125%
HK$6,858
baseline
▲ 0.50% · 4.625%
HK$7,219
+HK$361/mo
Deposit HK$427K · loan HK$1.28M · min. income ≈ HK$13,716/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,238
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,432
−HK$198/mo
Today · 4.125%
HK$6,630
baseline
▲ 0.50% · 4.625%
HK$7,033
+HK$403/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$13,260/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,940
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,126
−HK$189/mo
Today · 4.125%
HK$7,315
baseline
▲ 0.50% · 4.625%
HK$7,701
+HK$386/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$14,630/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,628
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,835
−HK$209/mo
Today · 4.125%
HK$7,044
baseline
▲ 0.50% · 4.625%
HK$7,473
+HK$429/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$14,088/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,374
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,572
−HK$200/mo
Today · 4.125%
HK$7,772
baseline
▲ 0.50% · 4.625%
HK$8,182
+HK$410/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$15,544/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,018
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,237
−HK$221/mo
Today · 4.125%
HK$7,458
baseline
▲ 0.50% · 4.625%
HK$7,912
+HK$454/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,916/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,808
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,017
−HK$213/mo
Today · 4.125%
HK$8,230
baseline
▲ 0.50% · 4.625%
HK$8,663
+HK$433/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,460/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).