▼ 0.50% · 3.625%
HK$3,670
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,784
−HK$116/mo
Today · 4.125%
HK$3,900
baseline
▲ 0.50% · 4.625%
HK$4,137
+HK$237/mo
Deposit HK$805K · loan HK$805K · min. income ≈ HK$7,800/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,083
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,192
−HK$111/mo
Today · 4.125%
HK$4,303
baseline
▲ 0.50% · 4.625%
HK$4,530
+HK$227/mo
Deposit HK$805K · loan HK$805K · min. income ≈ HK$8,606/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,037
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,162
−HK$128/mo
Today · 4.125%
HK$4,290
baseline
▲ 0.50% · 4.625%
HK$4,551
+HK$261/mo
Deposit HK$724K · loan HK$885K · min. income ≈ HK$8,580/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,491
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,611
−HK$122/mo
Today · 4.125%
HK$4,733
baseline
▲ 0.50% · 4.625%
HK$4,983
+HK$250/mo
Deposit HK$724K · loan HK$885K · min. income ≈ HK$9,466/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,404
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,541
−HK$139/mo
Today · 4.125%
HK$4,680
baseline
▲ 0.50% · 4.625%
HK$4,965
+HK$285/mo
Deposit HK$644K · loan HK$966K · min. income ≈ HK$9,360/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,899
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,030
−HK$134/mo
Today · 4.125%
HK$5,164
baseline
▲ 0.50% · 4.625%
HK$5,436
+HK$272/mo
Deposit HK$644K · loan HK$966K · min. income ≈ HK$10,328/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,771
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,919
−HK$151/mo
Today · 4.125%
HK$5,070
baseline
▲ 0.50% · 4.625%
HK$5,378
+HK$308/mo
Deposit HK$563K · loan HK$1.05M · min. income ≈ HK$10,140/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,307
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,450
−HK$144/mo
Today · 4.125%
HK$5,594
baseline
▲ 0.50% · 4.625%
HK$5,889
+HK$295/mo
Deposit HK$563K · loan HK$1.05M · min. income ≈ HK$11,188/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,138
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,297
−HK$163/mo
Today · 4.125%
HK$5,460
baseline
▲ 0.50% · 4.625%
HK$5,792
+HK$332/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$10,920/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,716
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,869
−HK$155/mo
Today · 4.125%
HK$6,024
baseline
▲ 0.50% · 4.625%
HK$6,342
+HK$318/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$12,048/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,505
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,676
−HK$174/mo
Today · 4.125%
HK$5,850
baseline
▲ 0.50% · 4.625%
HK$6,206
+HK$356/mo
Deposit HK$402K · loan HK$1.21M · min. income ≈ HK$11,700/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,124
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,288
−HK$167/mo
Today · 4.125%
HK$6,455
baseline
▲ 0.50% · 4.625%
HK$6,795
+HK$340/mo
Deposit HK$402K · loan HK$1.21M · min. income ≈ HK$12,910/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,872
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,054
−HK$186/mo
Today · 4.125%
HK$6,240
baseline
▲ 0.50% · 4.625%
HK$6,619
+HK$379/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$12,480/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,532
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,707
−HK$178/mo
Today · 4.125%
HK$6,885
baseline
▲ 0.50% · 4.625%
HK$7,248
+HK$363/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$13,770/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,238
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,433
−HK$197/mo
Today · 4.125%
HK$6,630
baseline
▲ 0.50% · 4.625%
HK$7,033
+HK$403/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$13,260/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,940
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,126
−HK$189/mo
Today · 4.125%
HK$7,315
baseline
▲ 0.50% · 4.625%
HK$7,701
+HK$386/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$14,630/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,605
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,811
−HK$209/mo
Today · 4.125%
HK$7,020
baseline
▲ 0.50% · 4.625%
HK$7,447
+HK$427/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,040/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,349
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,546
−HK$200/mo
Today · 4.125%
HK$7,746
baseline
▲ 0.50% · 4.625%
HK$8,154
+HK$408/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,492/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).