▼ 0.50% · 3.625%
HK$4,482
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,622
−HK$141/mo
Today · 4.125%
HK$4,763
baseline
▲ 0.50% · 4.625%
HK$5,053
+HK$290/mo
Deposit HK$983K · loan HK$983K · min. income ≈ HK$9,526/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,987
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,120
−HK$136/mo
Today · 4.125%
HK$5,256
baseline
▲ 0.50% · 4.625%
HK$5,533
+HK$277/mo
Deposit HK$983K · loan HK$983K · min. income ≈ HK$10,512/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,931
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,084
−HK$156/mo
Today · 4.125%
HK$5,240
baseline
▲ 0.50% · 4.625%
HK$5,559
+HK$319/mo
Deposit HK$885K · loan HK$1.08M · min. income ≈ HK$10,480/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,485
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,632
−HK$150/mo
Today · 4.125%
HK$5,782
baseline
▲ 0.50% · 4.625%
HK$6,086
+HK$304/mo
Deposit HK$885K · loan HK$1.08M · min. income ≈ HK$11,564/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,379
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,546
−HK$170/mo
Today · 4.125%
HK$5,716
baseline
▲ 0.50% · 4.625%
HK$6,064
+HK$348/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$11,432/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,984
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,144
−HK$163/mo
Today · 4.125%
HK$6,307
baseline
▲ 0.50% · 4.625%
HK$6,640
+HK$333/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$12,614/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,827
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,008
−HK$184/mo
Today · 4.125%
HK$6,192
baseline
▲ 0.50% · 4.625%
HK$6,569
+HK$377/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$12,384/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,483
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,656
−HK$177/mo
Today · 4.125%
HK$6,833
baseline
▲ 0.50% · 4.625%
HK$7,193
+HK$360/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$13,666/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,275
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,470
−HK$199/mo
Today · 4.125%
HK$6,669
baseline
▲ 0.50% · 4.625%
HK$7,075
+HK$406/mo
Deposit HK$590K · loan HK$1.38M · min. income ≈ HK$13,338/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,981
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,168
−HK$190/mo
Today · 4.125%
HK$7,358
baseline
▲ 0.50% · 4.625%
HK$7,746
+HK$388/mo
Deposit HK$590K · loan HK$1.38M · min. income ≈ HK$14,716/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,723
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,933
−HK$212/mo
Today · 4.125%
HK$7,145
baseline
▲ 0.50% · 4.625%
HK$7,580
+HK$435/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,290/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,480
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,680
−HK$204/mo
Today · 4.125%
HK$7,884
baseline
▲ 0.50% · 4.625%
HK$8,300
+HK$416/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,768/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,172
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,395
−HK$226/mo
Today · 4.125%
HK$7,621
baseline
▲ 0.50% · 4.625%
HK$8,085
+HK$464/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,242/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,978
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,192
−HK$218/mo
Today · 4.125%
HK$8,410
baseline
▲ 0.50% · 4.625%
HK$8,853
+HK$443/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,820/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,620
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,857
−HK$241/mo
Today · 4.125%
HK$8,098
baseline
▲ 0.50% · 4.625%
HK$8,591
+HK$493/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,196/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,477
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,704
−HK$231/mo
Today · 4.125%
HK$8,935
baseline
▲ 0.50% · 4.625%
HK$9,406
+HK$471/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,870/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,068
−HK$506/mo
▼ 0.25% · 3.875%
HK$8,319
−HK$255/mo
Today · 4.125%
HK$8,574
baseline
▲ 0.50% · 4.625%
HK$9,096
+HK$522/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,148/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,976
−HK$485/mo
▼ 0.25% · 3.875%
HK$9,217
−HK$244/mo
Today · 4.125%
HK$9,461
baseline
▲ 0.50% · 4.625%
HK$9,959
+HK$498/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,922/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).