▼ 0.50% · 3.625%
HK$4,492
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,631
−HK$142/mo
Today · 4.125%
HK$4,773
baseline
▲ 0.50% · 4.625%
HK$5,064
+HK$291/mo
Deposit HK$985K · loan HK$985K · min. income ≈ HK$9,546/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,997
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,131
−HK$136/mo
Today · 4.125%
HK$5,267
baseline
▲ 0.50% · 4.625%
HK$5,544
+HK$277/mo
Deposit HK$985K · loan HK$985K · min. income ≈ HK$10,534/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,941
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,094
−HK$157/mo
Today · 4.125%
HK$5,251
baseline
▲ 0.50% · 4.625%
HK$5,570
+HK$319/mo
Deposit HK$886K · loan HK$1.08M · min. income ≈ HK$10,502/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,497
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,644
−HK$149/mo
Today · 4.125%
HK$5,793
baseline
▲ 0.50% · 4.625%
HK$6,099
+HK$306/mo
Deposit HK$886K · loan HK$1.08M · min. income ≈ HK$11,586/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,390
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,558
−HK$170/mo
Today · 4.125%
HK$5,728
baseline
▲ 0.50% · 4.625%
HK$6,076
+HK$348/mo
Deposit HK$788K · loan HK$1.18M · min. income ≈ HK$11,456/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,996
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,157
−HK$163/mo
Today · 4.125%
HK$6,320
baseline
▲ 0.50% · 4.625%
HK$6,653
+HK$333/mo
Deposit HK$788K · loan HK$1.18M · min. income ≈ HK$12,640/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,839
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,021
−HK$184/mo
Today · 4.125%
HK$6,205
baseline
▲ 0.50% · 4.625%
HK$6,583
+HK$378/mo
Deposit HK$689K · loan HK$1.28M · min. income ≈ HK$12,410/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,496
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,670
−HK$177/mo
Today · 4.125%
HK$6,847
baseline
▲ 0.50% · 4.625%
HK$7,208
+HK$361/mo
Deposit HK$689K · loan HK$1.28M · min. income ≈ HK$13,694/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,288
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,484
−HK$199/mo
Today · 4.125%
HK$6,683
baseline
▲ 0.50% · 4.625%
HK$7,089
+HK$406/mo
Deposit HK$591K · loan HK$1.38M · min. income ≈ HK$13,366/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,996
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,183
−HK$191/mo
Today · 4.125%
HK$7,374
baseline
▲ 0.50% · 4.625%
HK$7,762
+HK$388/mo
Deposit HK$591K · loan HK$1.38M · min. income ≈ HK$14,748/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,737
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,947
−HK$213/mo
Today · 4.125%
HK$7,160
baseline
▲ 0.50% · 4.625%
HK$7,596
+HK$436/mo
Deposit HK$492K · loan HK$1.48M · min. income ≈ HK$14,320/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,495
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,696
−HK$204/mo
Today · 4.125%
HK$7,900
baseline
▲ 0.50% · 4.625%
HK$8,317
+HK$417/mo
Deposit HK$492K · loan HK$1.48M · min. income ≈ HK$15,800/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,187
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,410
−HK$227/mo
Today · 4.125%
HK$7,637
baseline
▲ 0.50% · 4.625%
HK$8,102
+HK$465/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$15,274/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,995
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,209
−HK$218/mo
Today · 4.125%
HK$8,427
baseline
▲ 0.50% · 4.625%
HK$8,871
+HK$444/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$16,854/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,636
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,873
−HK$242/mo
Today · 4.125%
HK$8,115
baseline
▲ 0.50% · 4.625%
HK$8,608
+HK$493/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,230/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,495
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,722
−HK$232/mo
Today · 4.125%
HK$8,954
baseline
▲ 0.50% · 4.625%
HK$9,426
+HK$472/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,908/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,085
−HK$507/mo
▼ 0.25% · 3.875%
HK$8,336
−HK$256/mo
Today · 4.125%
HK$8,592
baseline
▲ 0.50% · 4.625%
HK$9,115
+HK$523/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,184/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,994
−HK$486/mo
▼ 0.25% · 3.875%
HK$9,236
−HK$244/mo
Today · 4.125%
HK$9,480
baseline
▲ 0.50% · 4.625%
HK$9,980
+HK$500/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,960/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).