▼ 0.50% · 3.625%
HK$4,540
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$144/mo
Today · 4.125%
HK$4,825
baseline
▲ 0.50% · 4.625%
HK$5,119
+HK$294/mo
Deposit HK$996K · loan HK$996K · min. income ≈ HK$9,650/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,051
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,186
−HK$138/mo
Today · 4.125%
HK$5,324
baseline
▲ 0.50% · 4.625%
HK$5,604
+HK$280/mo
Deposit HK$996K · loan HK$996K · min. income ≈ HK$10,648/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,994
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,150
−HK$157/mo
Today · 4.125%
HK$5,307
baseline
▲ 0.50% · 4.625%
HK$5,630
+HK$323/mo
Deposit HK$896K · loan HK$1.10M · min. income ≈ HK$10,614/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,556
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,705
−HK$151/mo
Today · 4.125%
HK$5,856
baseline
▲ 0.50% · 4.625%
HK$6,165
+HK$309/mo
Deposit HK$896K · loan HK$1.10M · min. income ≈ HK$11,712/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,448
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,618
−HK$172/mo
Today · 4.125%
HK$5,790
baseline
▲ 0.50% · 4.625%
HK$6,142
+HK$352/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$11,580/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,061
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,224
−HK$165/mo
Today · 4.125%
HK$6,389
baseline
▲ 0.50% · 4.625%
HK$6,725
+HK$336/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$12,778/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,902
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,086
−HK$186/mo
Today · 4.125%
HK$6,272
baseline
▲ 0.50% · 4.625%
HK$6,654
+HK$382/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$12,544/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,566
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,742
−HK$179/mo
Today · 4.125%
HK$6,921
baseline
▲ 0.50% · 4.625%
HK$7,286
+HK$365/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$13,842/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,356
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,554
−HK$201/mo
Today · 4.125%
HK$6,755
baseline
▲ 0.50% · 4.625%
HK$7,166
+HK$411/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$13,510/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,071
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,261
−HK$192/mo
Today · 4.125%
HK$7,453
baseline
▲ 0.50% · 4.625%
HK$7,846
+HK$393/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$14,906/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,810
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,022
−HK$215/mo
Today · 4.125%
HK$7,237
baseline
▲ 0.50% · 4.625%
HK$7,678
+HK$441/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$14,474/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,576
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,780
−HK$206/mo
Today · 4.125%
HK$7,986
baseline
▲ 0.50% · 4.625%
HK$8,407
+HK$421/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$15,972/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,264
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,490
−HK$230/mo
Today · 4.125%
HK$7,720
baseline
▲ 0.50% · 4.625%
HK$8,190
+HK$470/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,440/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,082
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,298
−HK$220/mo
Today · 4.125%
HK$8,518
baseline
▲ 0.50% · 4.625%
HK$8,967
+HK$449/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,036/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,718
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,958
−HK$244/mo
Today · 4.125%
HK$8,202
baseline
▲ 0.50% · 4.625%
HK$8,701
+HK$499/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$16,404/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,587
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,817
−HK$234/mo
Today · 4.125%
HK$9,051
baseline
▲ 0.50% · 4.625%
HK$9,528
+HK$477/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$18,102/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,172
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,427
−HK$258/mo
Today · 4.125%
HK$8,685
baseline
▲ 0.50% · 4.625%
HK$9,213
+HK$528/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,370/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,092
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,336
−HK$247/mo
Today · 4.125%
HK$9,583
baseline
▲ 0.50% · 4.625%
HK$10,088
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,166/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).