▼ 0.50% · 3.625%
HK$3,906
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,027
−HK$124/mo
Today · 4.125%
HK$4,151
baseline
▲ 0.50% · 4.625%
HK$4,403
+HK$252/mo
Deposit HK$856K · loan HK$856K · min. income ≈ HK$8,302/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,345
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,462
−HK$118/mo
Today · 4.125%
HK$4,580
baseline
▲ 0.50% · 4.625%
HK$4,822
+HK$242/mo
Deposit HK$856K · loan HK$856K · min. income ≈ HK$9,160/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,297
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,430
−HK$136/mo
Today · 4.125%
HK$4,566
baseline
▲ 0.50% · 4.625%
HK$4,844
+HK$278/mo
Deposit HK$771K · loan HK$942K · min. income ≈ HK$9,132/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,780
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,908
−HK$130/mo
Today · 4.125%
HK$5,038
baseline
▲ 0.50% · 4.625%
HK$5,304
+HK$266/mo
Deposit HK$771K · loan HK$942K · min. income ≈ HK$10,076/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,687
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,833
−HK$148/mo
Today · 4.125%
HK$4,981
baseline
▲ 0.50% · 4.625%
HK$5,284
+HK$303/mo
Deposit HK$685K · loan HK$1.03M · min. income ≈ HK$9,962/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,214
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,354
−HK$142/mo
Today · 4.125%
HK$5,496
baseline
▲ 0.50% · 4.625%
HK$5,786
+HK$290/mo
Deposit HK$685K · loan HK$1.03M · min. income ≈ HK$10,992/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,078
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,236
−HK$160/mo
Today · 4.125%
HK$5,396
baseline
▲ 0.50% · 4.625%
HK$5,725
+HK$329/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$10,792/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,649
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,800
−HK$154/mo
Today · 4.125%
HK$5,954
baseline
▲ 0.50% · 4.625%
HK$6,268
+HK$314/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$11,908/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,468
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,638
−HK$173/mo
Today · 4.125%
HK$5,811
baseline
▲ 0.50% · 4.625%
HK$6,165
+HK$354/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$11,622/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,084
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,247
−HK$165/mo
Today · 4.125%
HK$6,412
baseline
▲ 0.50% · 4.625%
HK$6,750
+HK$338/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$12,824/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,859
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,041
−HK$185/mo
Today · 4.125%
HK$6,226
baseline
▲ 0.50% · 4.625%
HK$6,605
+HK$379/mo
Deposit HK$428K · loan HK$1.28M · min. income ≈ HK$12,452/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,518
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,693
−HK$177/mo
Today · 4.125%
HK$6,870
baseline
▲ 0.50% · 4.625%
HK$7,232
+HK$362/mo
Deposit HK$428K · loan HK$1.28M · min. income ≈ HK$13,740/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,250
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,444
−HK$197/mo
Today · 4.125%
HK$6,641
baseline
▲ 0.50% · 4.625%
HK$7,046
+HK$405/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$13,282/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,953
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,139
−HK$189/mo
Today · 4.125%
HK$7,328
baseline
▲ 0.50% · 4.625%
HK$7,714
+HK$386/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$14,656/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,640
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,847
−HK$210/mo
Today · 4.125%
HK$7,057
baseline
▲ 0.50% · 4.625%
HK$7,486
+HK$429/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$14,114/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,387
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,585
−HK$201/mo
Today · 4.125%
HK$7,786
baseline
▲ 0.50% · 4.625%
HK$8,197
+HK$411/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$15,572/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,031
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,249
−HK$223/mo
Today · 4.125%
HK$7,472
baseline
▲ 0.50% · 4.625%
HK$7,926
+HK$454/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,944/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,822
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,031
−HK$213/mo
Today · 4.125%
HK$8,244
baseline
▲ 0.50% · 4.625%
HK$8,679
+HK$435/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,488/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).