▼ 0.50% · 3.625%
HK$3,797
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,915
−HK$120/mo
Today · 4.125%
HK$4,035
baseline
▲ 0.50% · 4.625%
HK$4,280
+HK$245/mo
Deposit HK$832K · loan HK$832K · min. income ≈ HK$8,070/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,224
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,337
−HK$115/mo
Today · 4.125%
HK$4,452
baseline
▲ 0.50% · 4.625%
HK$4,687
+HK$235/mo
Deposit HK$832K · loan HK$832K · min. income ≈ HK$8,904/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,176
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,306
−HK$132/mo
Today · 4.125%
HK$4,438
baseline
▲ 0.50% · 4.625%
HK$4,708
+HK$270/mo
Deposit HK$749K · loan HK$916K · min. income ≈ HK$8,876/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,646
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,771
−HK$126/mo
Today · 4.125%
HK$4,897
baseline
▲ 0.50% · 4.625%
HK$5,155
+HK$258/mo
Deposit HK$749K · loan HK$916K · min. income ≈ HK$9,794/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,556
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,698
−HK$144/mo
Today · 4.125%
HK$4,842
baseline
▲ 0.50% · 4.625%
HK$5,136
+HK$294/mo
Deposit HK$666K · loan HK$999K · min. income ≈ HK$9,684/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,068
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,204
−HK$138/mo
Today · 4.125%
HK$5,342
baseline
▲ 0.50% · 4.625%
HK$5,624
+HK$282/mo
Deposit HK$666K · loan HK$999K · min. income ≈ HK$10,684/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,936
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,089
−HK$156/mo
Today · 4.125%
HK$5,245
baseline
▲ 0.50% · 4.625%
HK$5,564
+HK$319/mo
Deposit HK$583K · loan HK$1.08M · min. income ≈ HK$10,490/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,491
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,638
−HK$149/mo
Today · 4.125%
HK$5,787
baseline
▲ 0.50% · 4.625%
HK$6,093
+HK$306/mo
Deposit HK$583K · loan HK$1.08M · min. income ≈ HK$11,574/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,315
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,481
−HK$168/mo
Today · 4.125%
HK$5,649
baseline
▲ 0.50% · 4.625%
HK$5,992
+HK$343/mo
Deposit HK$500K · loan HK$1.17M · min. income ≈ HK$11,298/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,913
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,072
−HK$161/mo
Today · 4.125%
HK$6,233
baseline
▲ 0.50% · 4.625%
HK$6,561
+HK$328/mo
Deposit HK$500K · loan HK$1.17M · min. income ≈ HK$12,466/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,695
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,872
−HK$180/mo
Today · 4.125%
HK$6,052
baseline
▲ 0.50% · 4.625%
HK$6,420
+HK$368/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$12,104/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,336
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,505
−HK$173/mo
Today · 4.125%
HK$6,678
baseline
▲ 0.50% · 4.625%
HK$7,030
+HK$352/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$13,356/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,075
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,264
−HK$192/mo
Today · 4.125%
HK$6,456
baseline
▲ 0.50% · 4.625%
HK$6,848
+HK$392/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$12,912/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,758
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,939
−HK$184/mo
Today · 4.125%
HK$7,123
baseline
▲ 0.50% · 4.625%
HK$7,499
+HK$376/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$14,246/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,454
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,655
−HK$204/mo
Today · 4.125%
HK$6,859
baseline
▲ 0.50% · 4.625%
HK$7,276
+HK$417/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$13,718/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,180
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,373
−HK$195/mo
Today · 4.125%
HK$7,568
baseline
▲ 0.50% · 4.625%
HK$7,967
+HK$399/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$15,136/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,834
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,047
−HK$215/mo
Today · 4.125%
HK$7,262
baseline
▲ 0.50% · 4.625%
HK$7,704
+HK$442/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$14,524/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,603
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,807
−HK$206/mo
Today · 4.125%
HK$8,013
baseline
▲ 0.50% · 4.625%
HK$8,436
+HK$423/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$16,026/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).