▼ 0.50% · 3.625%
HK$3,815
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,933
−HK$121/mo
Today · 4.125%
HK$4,054
baseline
▲ 0.50% · 4.625%
HK$4,300
+HK$246/mo
Deposit HK$836K · loan HK$836K · min. income ≈ HK$8,108/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,244
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,358
−HK$115/mo
Today · 4.125%
HK$4,473
baseline
▲ 0.50% · 4.625%
HK$4,709
+HK$236/mo
Deposit HK$836K · loan HK$836K · min. income ≈ HK$8,946/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,196
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,327
−HK$132/mo
Today · 4.125%
HK$4,459
baseline
▲ 0.50% · 4.625%
HK$4,731
+HK$272/mo
Deposit HK$753K · loan HK$920K · min. income ≈ HK$8,918/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,668
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,793
−HK$127/mo
Today · 4.125%
HK$4,920
baseline
▲ 0.50% · 4.625%
HK$5,180
+HK$260/mo
Deposit HK$753K · loan HK$920K · min. income ≈ HK$9,840/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,578
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,720
−HK$145/mo
Today · 4.125%
HK$4,865
baseline
▲ 0.50% · 4.625%
HK$5,161
+HK$296/mo
Deposit HK$669K · loan HK$1.00M · min. income ≈ HK$9,730/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,092
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,229
−HK$139/mo
Today · 4.125%
HK$5,368
baseline
▲ 0.50% · 4.625%
HK$5,651
+HK$283/mo
Deposit HK$669K · loan HK$1.00M · min. income ≈ HK$10,736/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,959
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,113
−HK$157/mo
Today · 4.125%
HK$5,270
baseline
▲ 0.50% · 4.625%
HK$5,591
+HK$321/mo
Deposit HK$586K · loan HK$1.09M · min. income ≈ HK$10,540/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,517
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,665
−HK$150/mo
Today · 4.125%
HK$5,815
baseline
▲ 0.50% · 4.625%
HK$6,121
+HK$306/mo
Deposit HK$586K · loan HK$1.09M · min. income ≈ HK$11,630/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,340
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,507
−HK$168/mo
Today · 4.125%
HK$5,675
baseline
▲ 0.50% · 4.625%
HK$6,021
+HK$346/mo
Deposit HK$502K · loan HK$1.17M · min. income ≈ HK$11,350/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,941
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,101
−HK$161/mo
Today · 4.125%
HK$6,262
baseline
▲ 0.50% · 4.625%
HK$6,592
+HK$330/mo
Deposit HK$502K · loan HK$1.17M · min. income ≈ HK$12,524/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,722
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,900
−HK$181/mo
Today · 4.125%
HK$6,081
baseline
▲ 0.50% · 4.625%
HK$6,451
+HK$370/mo
Deposit HK$418K · loan HK$1.25M · min. income ≈ HK$12,162/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,366
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,536
−HK$173/mo
Today · 4.125%
HK$6,709
baseline
▲ 0.50% · 4.625%
HK$7,063
+HK$354/mo
Deposit HK$418K · loan HK$1.25M · min. income ≈ HK$13,418/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,103
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,293
−HK$193/mo
Today · 4.125%
HK$6,486
baseline
▲ 0.50% · 4.625%
HK$6,881
+HK$395/mo
Deposit HK$335K · loan HK$1.34M · min. income ≈ HK$12,972/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,790
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,972
−HK$185/mo
Today · 4.125%
HK$7,157
baseline
▲ 0.50% · 4.625%
HK$7,534
+HK$377/mo
Deposit HK$335K · loan HK$1.34M · min. income ≈ HK$14,314/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,485
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,687
−HK$204/mo
Today · 4.125%
HK$6,891
baseline
▲ 0.50% · 4.625%
HK$7,311
+HK$420/mo
Deposit HK$251K · loan HK$1.42M · min. income ≈ HK$13,782/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,214
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,408
−HK$196/mo
Today · 4.125%
HK$7,604
baseline
▲ 0.50% · 4.625%
HK$8,005
+HK$401/mo
Deposit HK$251K · loan HK$1.42M · min. income ≈ HK$15,208/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,866
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,080
−HK$217/mo
Today · 4.125%
HK$7,297
baseline
▲ 0.50% · 4.625%
HK$7,741
+HK$444/mo
Deposit HK$167K · loan HK$1.51M · min. income ≈ HK$14,594/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,639
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,844
−HK$207/mo
Today · 4.125%
HK$8,051
baseline
▲ 0.50% · 4.625%
HK$8,476
+HK$425/mo
Deposit HK$167K · loan HK$1.51M · min. income ≈ HK$16,102/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).