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Home Central and Western District Harbour One

38/F A

in Harbour One

Central and Western District · Hong Kong Island

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5/F NO.504 6/F NO.606 9/F A 1,110 ft² 9/F B 662 ft² 9/F C 662 ft² 9/F D 1,127 ft² 10/F A 1,127 ft² 10/F B 662 ft² 10/F C 662 ft² 10/F D 1,127 ft² 11/F A 1,127 ft² 11/F B 662 ft² 11/F C 662 ft² 11/F D 1,127 ft² 12/F A 1,127 ft² 12/F B 662 ft² 12/F C 662 ft² 12/F D 1,127 ft² 15/F A 1,127 ft² 15/F B 662 ft² 15/F C 662 ft² 15/F D 1,127 ft² 16/F A 1,127 ft² 16/F B 662 ft² 16/F C 662 ft² 16/F D 1,127 ft² 17/F A 1,127 ft² 17/F B 662 ft² 17/F C 662 ft² 17/F D 1,127 ft² 18/F A 1,127 ft² 18/F B 662 ft² 18/F C 662 ft² 18/F D 1,127 ft² 19/F A 1,127 ft² 19/F B 662 ft² 19/F C 662 ft² 19/F D 1,127 ft² 20/F A 1,127 ft² 20/F B 662 ft² 20/F C 662 ft² 20/F D 1,127 ft² 21/F A 1,127 ft² 21/F B 662 ft² 21/F C 662 ft² 21/F D 1,127 ft² 22/F A 1,127 ft² 22/F B 662 ft² 22/F C 662 ft² 22/F D 1,127 ft² 23/F A 1,127 ft² 23/F B 662 ft² 23/F C 662 ft² 23/F D 1,127 ft² 25/F A 1,127 ft² 25/F B 662 ft² 25/F C 662 ft² 25/F D 1,127 ft² 26/F A 1,127 ft² 26/F B 662 ft² 26/F D 1,127 ft² 27/F A 1,127 ft² 27/F B 662 ft² 27/F C 662 ft² 27/F D 1,127 ft² 28/F A 1,127 ft² 28/F B 662 ft² 28/F C 662 ft² 28/F D 1,127 ft² 29/F A 1,127 ft² 29/F B 662 ft² 29/F C 662 ft² 29/F D 1,127 ft² 30/F A 1,127 ft² 30/F B 662 ft² 30/F C 662 ft² 30/F D 1,127 ft² 31/F A 1,127 ft² 31/F B 662 ft² 31/F C 662 ft² 31/F D 1,127 ft² 33/F A 1,265 ft² 33/F B 1,171 ft² 33/F C 1,208 ft² 35/F A 1,265 ft² 35/F B 1,172 ft² 35/F C 1,208 ft² 36/F A 1,265 ft² 36/F B 1,172 ft² 36/F C 1,208 ft² 37/F A 1,265 ft² 37/F B 1,172 ft² 37/F C 1,208 ft² 38/F A 1,265 ft² 38/F B 1,172 ft² 38/F C 1,208 ft² 39/F A 1,265 ft² 39/F B 1,172 ft² 39/F C 1,208 ft² 40/F A 1,265 ft² 40/F B 1,172 ft² 40/F C 1,208 ft² 41/F A 2,615 ft² 42/F A 2,624 ft²
Crescira AVM · estimated value ● Medium confidence
HK$39.45M
≈ HK$31,188 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.84M, with repayments around HK$133,844/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$125,946
−HK$7,898/mo
▼ 0.25% · 3.875%
HK$129,864
−HK$3,980/mo
Today · 4.125%
HK$133,844
baseline
▲ 0.50% · 4.625%
HK$141,988
+HK$8,144/mo

Deposit HK$11.84M · loan HK$27.62M · min. income ≈ HK$267,688/mo (50% DSR)

Upfront cash ≈ HK$13.51M (deposit + AVD stamp duty HK$1,676,727 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway HKU Station
≈ 6 min walk · 435 m
Education
32
schools within 1 km (15 within 500 m)
Daily convenience
35
within 1 km (16 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
43
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway HKU Station Station.

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
38/F
Flat
A
Saleable Area
1,265 Saleable ft²
Gross Area
1,729 ft²
Efficiency
73%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2025-02-03 HK$39.20M +22.3%
12.7y · 2.0%/yr
2012-06-13 HK$32.04M —

Other appraised units in this building

9/F A
1,110 ft²
HK$28.06M
9/F B
662 ft²
HK$15.91M
9/F C
662 ft²
HK$15.89M
9/F D
1,127 ft²
HK$28.55M
10/F A
1,127 ft²
HK$28.17M
10/F B
662 ft²
HK$15.52M
Data sourced from Renavon.com