21/F A

Central and Western District · Hong Kong Island

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Floor

5/F NO.504 6/F NO.606 9/F A 1,110 ft² 9/F B 662 ft² 9/F C 662 ft² 9/F D 1,127 ft² 10/F A 1,127 ft² 10/F B 662 ft² 10/F C 662 ft² 10/F D 1,127 ft² 11/F A 1,127 ft² 11/F B 662 ft² 11/F C 662 ft² 11/F D 1,127 ft² 12/F A 1,127 ft² 12/F B 662 ft² 12/F C 662 ft² 12/F D 1,127 ft² 15/F A 1,127 ft² 15/F B 662 ft² 15/F C 662 ft² 15/F D 1,127 ft² 16/F A 1,127 ft² 16/F B 662 ft² 16/F C 662 ft² 16/F D 1,127 ft² 17/F A 1,127 ft² 17/F B 662 ft² 17/F C 662 ft² 17/F D 1,127 ft² 18/F A 1,127 ft² 18/F B 662 ft² 18/F C 662 ft² 18/F D 1,127 ft² 19/F A 1,127 ft² 19/F B 662 ft² 19/F C 662 ft² 19/F D 1,127 ft² 20/F A 1,127 ft² 20/F B 662 ft² 20/F C 662 ft² 20/F D 1,127 ft² 21/F A 1,127 ft² 21/F B 662 ft² 21/F C 662 ft² 21/F D 1,127 ft² 22/F A 1,127 ft² 22/F B 662 ft² 22/F C 662 ft² 22/F D 1,127 ft² 23/F A 1,127 ft² 23/F B 662 ft² 23/F C 662 ft² 23/F D 1,127 ft² 25/F A 1,127 ft² 25/F B 662 ft² 25/F C 662 ft² 25/F D 1,127 ft² 26/F A 1,127 ft² 26/F B 662 ft² 26/F D 1,127 ft² 27/F A 1,127 ft² 27/F B 662 ft² 27/F C 662 ft² 27/F D 1,127 ft² 28/F A 1,127 ft² 28/F B 662 ft² 28/F C 662 ft² 28/F D 1,127 ft² 29/F A 1,127 ft² 29/F B 662 ft² 29/F C 662 ft² 29/F D 1,127 ft² 30/F A 1,127 ft² 30/F B 662 ft² 30/F C 662 ft² 30/F D 1,127 ft² 31/F A 1,127 ft² 31/F B 662 ft² 31/F C 662 ft² 31/F D 1,127 ft² 33/F A 1,265 ft² 33/F B 1,171 ft² 33/F C 1,208 ft² 35/F A 1,265 ft² 35/F B 1,172 ft² 35/F C 1,208 ft² 36/F A 1,265 ft² 36/F B 1,172 ft² 36/F C 1,208 ft² 37/F A 1,265 ft² 37/F B 1,172 ft² 37/F C 1,208 ft² 38/F A 1,265 ft² 38/F B 1,172 ft² 38/F C 1,208 ft² 39/F A 1,265 ft² 39/F B 1,172 ft² 39/F C 1,208 ft² 40/F A 1,265 ft² 40/F B 1,172 ft² 40/F C 1,208 ft² 41/F A 2,615 ft² 42/F A 2,624 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$30.76M

≈ HK$27,294 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.23M, with repayments around HK$104,358/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$98,200

−HK$6,158/mo

▼ 0.25% · 3.875%

HK$101,254

−HK$3,104/mo

Today · 4.125%

HK$104,358

baseline

▲ 0.50% · 4.625%

HK$110,708

+HK$6,350/mo

Deposit HK$9.23M · loan HK$21.53M · min. income ≈ HK$208,716/mo (50% DSR)

Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$1,307,338 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway HKU Station

≈ 6 min walk · 435 m

Education

schools within 1 km (15 within 500 m)

Daily convenience

within 1 km (16 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway HKU Station Station.

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 21/F
Flat: A
Saleable Area: 1,127 Saleable ft²
Gross Area: 1,536 ft²
Efficiency: 73%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2024-05-24	HK$27.80M	−0.7% 3.0y · 0.0%/yr	HK$24,667	HK$18,099
2021-06-03	HK$28.00M	+33.3% 6.0y · 6.0%/yr	HK$24,845	HK$18,229
2015-06-10	HK$21.00M	+1.4%	HK$18,634	HK$13,672
2010-05-28	HK$20.71M	—	HK$18,376	HK$13,483