49/F G
in The Belcher's Phase 1 THE BELCHERS PHASE 1 TOWER 3
Central and Western District · Hong Kong Island
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At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.71M, with repayments around HK$64,608/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,216/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,150 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 49/F
- Flat
- G
- Saleable Area
- 755 Saleable ft²
- Gross Area
- 957 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-16 | HK$20.75M | +3.8% 6.5y |
| 2020-01-13 | HK$20.00M | +44.9% 7.3y · 6.0%/yr |
| 2012-09-20 | HK$13.80M | +87.0% |
| 2008-12-22 | HK$7.38M | +12.0% |
| 1999-06-30 | HK$6.59M | — |