11/F C
in The Belcher's Phase 1 THE BELCHERS PHASE 1 TOWER 3
Central and Western District · Hong Kong Island
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At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.13M, with repayments around HK$46,738/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,476/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,627 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- C
- Saleable Area
- 663 Saleable ft²
- Gross Area
- 852 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-02-25 | HK$14.30M | +22.7% 3.7y · 6.0%/yr |
| 2015-06-16 | HK$11.65M | +13.1% |
| 2012-05-18 | HK$10.30M | +39.6% |
| 2010-07-27 | HK$7.38M | +58.7% |
| 2005-02-04 | HK$4.65M | +18.3% |
| 2004-04-15 | HK$3.93M | +9.2% |
| 2004-03-23 | HK$3.60M | −10.2% |
| 1999-06-30 | HK$4.01M | — |