59/F A
in The Belcher's Phase 1 THE BELCHERS PHASE 1 TOWER 3
Central and Western District · Hong Kong Island
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At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.77M, with repayments around HK$65,296/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$5.77M · loan HK$13.47M · min. income ≈ HK$130,592/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$721,754 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 59/F
- Flat
- A
- Saleable Area
- 756 Saleable ft²
- Gross Area
- 957 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-01 | HK$16.88M | −23.3% 4.6y · −5.0%/yr |
| 2021-04-29 | HK$22.00M | +41.0% 4.6y · 9.0%/yr |
| 2016-10-13 | HK$15.60M | +138.9% 14.8y · 9.0%/yr |
| 2001-12-29 | HK$6.53M | — |