20/F A

in The Belcher's Phase 1 THE BELCHERS PHASE 1 TOWER 3

Central and Western District · Hong Kong Island

Switch unit

Floor

11/F A 746 ft² 11/F B 663 ft² 11/F C 663 ft² 11/F D 659 ft² 11/F E 942 ft² 11/F F 947 ft² 11/F G 748 ft² 11/F H 659 ft² 12/F A 746 ft² 12/F B 663 ft² 12/F C 663 ft² 12/F D 659 ft² 12/F E 942 ft² 12/F F 947 ft² 12/F G 748 ft² 12/F H 659 ft² 13/F A 746 ft² 13/F B 663 ft² 13/F C 663 ft² 13/F D 659 ft² 13/F E 942 ft² 13/F F 947 ft² 13/F G 748 ft² 13/F H 659 ft² 15/F A 746 ft² 15/F B 663 ft² 15/F C 663 ft² 15/F D 659 ft² 15/F E 942 ft² 15/F F 947 ft² 15/F G 748 ft² 15/F H 659 ft² 16/F A 746 ft² 16/F B 663 ft² 16/F C 663 ft² 16/F D 659 ft² 16/F E 942 ft² 16/F F 947 ft² 16/F G 748 ft² 16/F H 659 ft² 17/F A 746 ft² 17/F B 663 ft² 17/F C 663 ft² 17/F D 659 ft² 17/F E 942 ft² 17/F F 947 ft² 17/F G 748 ft² 17/F H 659 ft² 18/F A 746 ft² 18/F B 663 ft² 18/F C 663 ft² 18/F D 659 ft² 18/F E 942 ft² 18/F F 947 ft² 18/F G 748 ft² 18/F H 659 ft² 19/F A 746 ft² 19/F B 663 ft² 19/F C 663 ft² 19/F D 659 ft² 19/F E 942 ft² 19/F F 947 ft² 19/F G 748 ft² 19/F H 659 ft² 20/F A 746 ft² 20/F B 663 ft² 20/F C 663 ft² 20/F D 659 ft² 20/F E 942 ft² 20/F F 947 ft² 20/F G 748 ft² 20/F H 659 ft² 21/F A 746 ft² 21/F B 663 ft² 21/F C 663 ft² 21/F D 659 ft² 21/F E 942 ft² 21/F G 748 ft² 21/F H 659 ft² 22/F A 746 ft² 22/F B 663 ft² 22/F C 663 ft² 22/F D 659 ft² 22/F E 942 ft² 22/F F 947 ft² 22/F G 748 ft² 22/F H 659 ft² 23/F A 750 ft² 23/F B 665 ft² 23/F C 665 ft² 23/F G 751 ft² 23/F H 662 ft² 25/F B 665 ft² 25/F C 665 ft² 25/F D 664 ft² 25/F E 948 ft² 25/F F 950 ft² 25/F H 662 ft² 26/F A 750 ft² 26/F B 665 ft² 26/F C 665 ft² 26/F D 664 ft² 26/F E 948 ft² 26/F F 950 ft² 26/F G 751 ft² 27/F A 750 ft² 27/F B 665 ft² 27/F C 665 ft² 27/F D 664 ft² 27/F G 751 ft² 27/F H 662 ft² 27/F F 950 ft² 28/F A 750 ft² 28/F C 665 ft² 28/F E 948 ft² 28/F H 662 ft² 29/F B 665 ft² 29/F D 664 ft² 29/F H 662 ft² 30/F A 750 ft² 30/F D 664 ft² 30/F E 948 ft² 30/F F 950 ft² 30/F G 751 ft² 30/F H 662 ft² 31/F A 750 ft² 31/F C 665 ft² 31/F E 948 ft² 31/F F 950 ft² 31/F H 662 ft² 32/F A 750 ft² 32/F C 665 ft² 32/F F 950 ft² 32/F G 751 ft² 32/F H 662 ft² 33/F A 750 ft² 33/F B 665 ft² 33/F C 665 ft² 33/F E 948 ft² 33/F H 662 ft² 35/F C 665 ft² 35/F D 664 ft² 35/F E 948 ft² 35/F F 950 ft² 35/F G 751 ft² 35/F H 662 ft² 36/F A 750 ft² 36/F C 665 ft² 36/F D 664 ft² 36/F E 948 ft² 36/F F 950 ft² 36/F G 751 ft² 37/F A 750 ft² 37/F C 665 ft² 37/F D 664 ft² 37/F E 948 ft² 37/F G 751 ft² 37/F H 662 ft² 38/F A 755 ft² 38/F C 667 ft² 38/F D 670 ft² 38/F F 954 ft² 38/F G 755 ft² 39/F A 755 ft² 39/F B 667 ft² 39/F C 667 ft² 39/F E 955 ft² 39/F F 954 ft² 39/F G 755 ft² 39/F H 666 ft² 40/F A 755 ft² 40/F C 667 ft² 40/F E 955 ft² 40/F F 954 ft² 40/F G 755 ft² 40/F H 666 ft² 41/F B 667 ft² 41/F E 955 ft² 41/F F 954 ft² 41/F G 755 ft² 42/F A 755 ft² 42/F B 667 ft² 42/F D 670 ft² 42/F E 955 ft² 42/F F 954 ft² 42/F H 666 ft² 43/F D 670 ft² 43/F E 955 ft² 43/F F 954 ft² 43/F G 755 ft² 43/F H 666 ft² 45/F C 667 ft² 45/F F 954 ft² 45/F G 755 ft² 46/F A 755 ft² 46/F C 667 ft² 46/F D 670 ft² 46/F E 955 ft² 46/F G 755 ft² 47/F A 755 ft² 47/F B 667 ft² 47/F F 954 ft² 47/F G 755 ft² 47/F H 666 ft² 48/F A 755 ft² 48/F C 667 ft² 48/F D 670 ft² 48/F E 955 ft² 48/F F 954 ft² 48/F G 755 ft² 48/F H 666 ft² 49/F A 755 ft² 49/F B 667 ft² 49/F C 667 ft² 49/F D 670 ft² 49/F E 955 ft² 49/F F 954 ft² 49/F H 666 ft² 49/F G 755 ft² 50/F A 755 ft² 50/F B 666 ft² 50/F C 667 ft² 50/F D 670 ft² 50/F E 955 ft² 50/F F 954 ft² 50/F G 755 ft² 50/F H 666 ft² 51/F A 755 ft² 51/F B 667 ft² 51/F C 667 ft² 51/F D 670 ft² 51/F E 955 ft² 51/F F 954 ft² 51/F G 755 ft² 51/F H 666 ft² 52/F A 755 ft² 52/F B 667 ft² 52/F C 667 ft² 52/F D 670 ft² 52/F E 955 ft² 52/F F 954 ft² 52/F G 755 ft² 52/F H 666 ft² 53/F A 756 ft² 53/F B 668 ft² 53/F C 668 ft² 53/F D 672 ft² 53/F E 957 ft² 53/F F 955 ft² 53/F G 756 ft² 53/F H 667 ft² 55/F A 756 ft² 55/F B 668 ft² 55/F C 668 ft² 55/F D 672 ft² 55/F E 957 ft² 55/F F 955 ft² 55/F G 756 ft² 55/F H 667 ft² 56/F A 756 ft² 56/F C 668 ft² 56/F D 672 ft² 56/F E 957 ft² 56/F F 955 ft² 56/F G 756 ft² 56/F H 667 ft² 57/F A 756 ft² 57/F B 668 ft² 57/F C 668 ft² 57/F D 672 ft² 57/F E 957 ft² 57/F F 955 ft² 57/F G 756 ft² 57/F H 667 ft² 58/F A 756 ft² 58/F B 668 ft² 58/F C 668 ft² 58/F D 672 ft² 58/F E 957 ft² 58/F F 955 ft² 58/F G 755 ft² 58/F H 670 ft² 59/F A 756 ft² 59/F B 668 ft² 59/F C 668 ft² 59/F D 672 ft² 59/F E 957 ft² 59/F F 955 ft² 59/F G 1,424 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$17.24M

≈ HK$23,110 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.17M, with repayments around HK$58,488/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$55,037

−HK$3,451/mo

▼ 0.25% · 3.875%

HK$56,749

−HK$1,739/mo

Today · 4.125%

HK$58,488

baseline

▲ 0.50% · 4.625%

HK$62,047

+HK$3,559/mo

Deposit HK$5.17M · loan HK$12.07M · min. income ≈ HK$116,976/mo (50% DSR)

Upfront cash ≈ HK$5.82M (deposit + AVD stamp duty HK$646,506 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway HKU Station

≈ 3 min walk · 184 m

Education

schools within 1 km (24 within 500 m)

Daily convenience

within 1 km (25 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway HKU Station Station.

Family-friendly — 54 schools within a 1 km walk.

Everyday convenience — 65 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: A
Saleable Area: 746 Saleable ft²
Gross Area: 957 ft²
Efficiency: 78%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
1999-06-30	HK$4.82M	—	HK$6,461	HK$5,037

Other appraised units in this building

Data sourced from Renavon.com