▼ 0.50% · 3.625%
HK$18,221
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,788
−HK$576/mo
Today · 4.125%
HK$19,364
baseline
▲ 0.50% · 4.625%
HK$20,542
+HK$1,178/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,728/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,271
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,814
−HK$552/mo
Today · 4.125%
HK$21,366
baseline
▲ 0.50% · 4.625%
HK$22,492
+HK$1,126/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,732/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,043
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,667
−HK$633/mo
Today · 4.125%
HK$21,300
baseline
▲ 0.50% · 4.625%
HK$22,596
+HK$1,296/mo
Deposit HK$3.60M · loan HK$4.39M · min. income ≈ HK$42,600/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,298
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,896
−HK$606/mo
Today · 4.125%
HK$23,502
baseline
▲ 0.50% · 4.625%
HK$24,741
+HK$1,239/mo
Deposit HK$3.60M · loan HK$4.39M · min. income ≈ HK$47,004/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,865
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,545
−HK$691/mo
Today · 4.125%
HK$23,236
baseline
▲ 0.50% · 4.625%
HK$24,650
+HK$1,414/mo
Deposit HK$3.20M · loan HK$4.79M · min. income ≈ HK$46,472/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,325
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,977
−HK$662/mo
Today · 4.125%
HK$25,639
baseline
▲ 0.50% · 4.625%
HK$26,991
+HK$1,352/mo
Deposit HK$3.20M · loan HK$4.79M · min. income ≈ HK$51,278/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,687
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,424
−HK$749/mo
Today · 4.125%
HK$25,173
baseline
▲ 0.50% · 4.625%
HK$26,704
+HK$1,531/mo
Deposit HK$2.80M · loan HK$5.19M · min. income ≈ HK$50,346/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,352
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,059
−HK$717/mo
Today · 4.125%
HK$27,776
baseline
▲ 0.50% · 4.625%
HK$29,240
+HK$1,464/mo
Deposit HK$2.80M · loan HK$5.19M · min. income ≈ HK$55,552/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,509
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,303
−HK$806/mo
Today · 4.125%
HK$27,109
baseline
▲ 0.50% · 4.625%
HK$28,759
+HK$1,650/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$54,218/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,379
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,140
−HK$772/mo
Today · 4.125%
HK$29,912
baseline
▲ 0.50% · 4.625%
HK$31,489
+HK$1,577/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$59,824/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,332
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,182
−HK$863/mo
Today · 4.125%
HK$29,045
baseline
▲ 0.50% · 4.625%
HK$30,813
+HK$1,768/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,090/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,406
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,222
−HK$827/mo
Today · 4.125%
HK$32,049
baseline
▲ 0.50% · 4.625%
HK$33,738
+HK$1,689/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,098/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,154
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,061
−HK$921/mo
Today · 4.125%
HK$30,982
baseline
▲ 0.50% · 4.625%
HK$32,867
+HK$1,885/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,964/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,433
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,303
−HK$882/mo
Today · 4.125%
HK$34,185
baseline
▲ 0.50% · 4.625%
HK$35,987
+HK$1,802/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,370/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,976
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,939
−HK$979/mo
Today · 4.125%
HK$32,918
baseline
▲ 0.50% · 4.625%
HK$34,921
+HK$2,003/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$65,836/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,460
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,384
−HK$938/mo
Today · 4.125%
HK$36,322
baseline
▲ 0.50% · 4.625%
HK$38,237
+HK$1,915/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$72,644/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,798
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,818
−HK$1,037/mo
Today · 4.125%
HK$34,855
baseline
▲ 0.50% · 4.625%
HK$36,975
+HK$2,120/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,710/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,487
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,466
−HK$993/mo
Today · 4.125%
HK$38,459
baseline
▲ 0.50% · 4.625%
HK$40,486
+HK$2,027/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$76,918/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,724 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).