▼ 0.50% · 3.625%
HK$17,229
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,765
−HK$544/mo
Today · 4.125%
HK$18,309
baseline
▲ 0.50% · 4.625%
HK$19,423
+HK$1,114/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,618/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,167
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,681
−HK$521/mo
Today · 4.125%
HK$20,202
baseline
▲ 0.50% · 4.625%
HK$21,267
+HK$1,065/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,404/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,952
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,541
−HK$599/mo
Today · 4.125%
HK$20,140
baseline
▲ 0.50% · 4.625%
HK$21,366
+HK$1,226/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$40,280/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,084
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,649
−HK$574/mo
Today · 4.125%
HK$22,223
baseline
▲ 0.50% · 4.625%
HK$23,394
+HK$1,171/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$44,446/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,675
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,318
−HK$653/mo
Today · 4.125%
HK$21,971
baseline
▲ 0.50% · 4.625%
HK$23,308
+HK$1,337/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,942/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,000
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,617
−HK$626/mo
Today · 4.125%
HK$24,243
baseline
▲ 0.50% · 4.625%
HK$25,521
+HK$1,278/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,486/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,398
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,094
−HK$708/mo
Today · 4.125%
HK$23,802
baseline
▲ 0.50% · 4.625%
HK$25,250
+HK$1,448/mo
Deposit HK$2.64M · loan HK$4.91M · min. income ≈ HK$47,604/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,917
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,585
−HK$678/mo
Today · 4.125%
HK$26,263
baseline
▲ 0.50% · 4.625%
HK$27,648
+HK$1,385/mo
Deposit HK$2.64M · loan HK$4.91M · min. income ≈ HK$52,526/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,120
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,871
−HK$762/mo
Today · 4.125%
HK$25,633
baseline
▲ 0.50% · 4.625%
HK$27,193
+HK$1,560/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,266/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,834
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,553
−HK$730/mo
Today · 4.125%
HK$28,283
baseline
▲ 0.50% · 4.625%
HK$29,774
+HK$1,491/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,566/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,843
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,647
−HK$817/mo
Today · 4.125%
HK$27,464
baseline
▲ 0.50% · 4.625%
HK$29,135
+HK$1,671/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$54,928/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,750
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,521
−HK$783/mo
Today · 4.125%
HK$30,304
baseline
▲ 0.50% · 4.625%
HK$31,901
+HK$1,597/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$60,608/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,566
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,424
−HK$871/mo
Today · 4.125%
HK$29,295
baseline
▲ 0.50% · 4.625%
HK$31,077
+HK$1,782/mo
Deposit HK$1.51M · loan HK$6.04M · min. income ≈ HK$58,590/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,667
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,490
−HK$834/mo
Today · 4.125%
HK$32,324
baseline
▲ 0.50% · 4.625%
HK$34,028
+HK$1,704/mo
Deposit HK$1.51M · loan HK$6.04M · min. income ≈ HK$64,648/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,289
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,200
−HK$926/mo
Today · 4.125%
HK$31,126
baseline
▲ 0.50% · 4.625%
HK$33,020
+HK$1,894/mo
Deposit HK$1.13M · loan HK$6.42M · min. income ≈ HK$62,252/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,584
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,458
−HK$886/mo
Today · 4.125%
HK$34,344
baseline
▲ 0.50% · 4.625%
HK$36,155
+HK$1,811/mo
Deposit HK$1.13M · loan HK$6.42M · min. income ≈ HK$68,688/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,012
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,977
−HK$980/mo
Today · 4.125%
HK$32,957
baseline
▲ 0.50% · 4.625%
HK$34,962
+HK$2,005/mo
Deposit HK$756K · loan HK$6.80M · min. income ≈ HK$65,914/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,501
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,426
−HK$938/mo
Today · 4.125%
HK$36,364
baseline
▲ 0.50% · 4.625%
HK$38,281
+HK$1,917/mo
Deposit HK$756K · loan HK$6.80M · min. income ≈ HK$72,728/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$226,671 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).